441 Estatohe Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 441 Estatohe Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,764 sqft · built 1980
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,500 (Jul 2020)
Tax Bill	$4,095 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048C 023`

Property Details

APN / Parcel Number

Primary APN	`048C 023`
Alternative APN	`369450`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,764 sqft Heated Area
Basement Area	1,432 sqft
Unfinished Basement	1,432 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	150 ft deep x 200 ft wide
Garage Area	1,216 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	884 sqft
Deck Area	200 sqft
Patio Area	468 sqft
Gazebo	150 sqft
Utility Building	121 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	369450
Street Address	441 ESTATOHE CIR
City	TOCCOA
State	GA
Zip	30577-8356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 21 + 22 OLD TOOGOOLA TOWN ESTATES S/D
Legal Subdivision	OLD TOOGOOLA TOWN ESTATES
Legal Lot Number	21+22
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1038
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 ESTATOHE CIR, TOCCOA, GA 30577-8356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2024	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE
Jul 29, 2020	Grant Deed, Transfer · Conventional Mortgage HOMESTAR FIN'L
Dec 28, 2017	Warranty Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	2020803
Deed Book / Page	1217 / 346
Prior Transfer Date	Apr 3, 2006
Prior Transfer Doc	0007540060
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	441 ESTATOHE CIR, TOCCOA, GA 30577-8356
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 ESTATOHE CIR, TOCCOA, GA 30577-8356
Investor	Possibly a Property Investor

Mortgage

Document Number	0013750000000140
Date	Jul 30, 2024
Book Page	0000001375/0000000140

Lender

Name	BETTER MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 29, 2020
Property Address	441 ESTATOHE CIR, TOCCOA, GA 30577-8356
Document Number	0012170346
Book / Page	001217 / 000346
Instrument Date	Jul 27, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 ESTATOHE CIR TOCCOA GA 305778356, TOCCOA, GA 30577-8356

Mortgage

Document Number	12170348
Date	Jul 29, 2020
Book Page	001217/000348

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 28, 2017
Property Address	441 ESTATOHE CIR, TOCCOA, GA 30577-8356
Document Number	0011390326
Book / Page	001139 / 000326
Instrument Date	Dec 21, 2017
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 ESTATOHE CIR TOCCOA GA 305778356, TOCCOA, GA 30577-8356

Mortgage

Document Number	11390327
Date	Dec 28, 2017
Book Page	001139/000327

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,095.00 (+29.02%)	$149,195 (+39.91%) Land $27,520 Building $121,675	$372,988 (+39.91%) Land $68,800 Building $304,188
2023	$3,174.00	$106,634 Land $27,520 Building $79,114	$266,585 Land $68,800 Building $197,785

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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