441 Estates Dr, Sacramento, CA 95864 Property Records

Sacramento County property record for 441 Estates Dr, Sacramento, CA 95864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,467 sqft · built 1969
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Dec 2015)
Tax Bill	$13,338 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`292-0324-007-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0324-007-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,467 sqft Living Area
1st Floor Area	2,467 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	8,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	441 ESTATES DR
City	SACRAMENTO
State	CA
Zip	95864-6073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	WILHAGGIN 03, LOT 345
Legal Subdivision	WILHAGGIN 03
Legal Lot Number	345
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4015
Census Tract	5404

Owner

Source: Sacramento County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 ESTATES DR, SACRAMENTO, CA 95864-6073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JTF ROSE INC
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JTF ROSE INC
Aug 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2015 · Amount on Record
Deed Sale	Dec 30, 2015 · Amount on Record
Prior Sale	May 21, 2003 · Amount on Record
Deed Book / Page	20151230 / 803
Prior Transfer Date	May 12, 2003
Prior Transfer Doc	2003002505
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	441 ESTATES DR, SACRAMENTO, CA 95864-6073
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 ESTATES DR, SACRAMENTO, CA 95864-6073
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000988
Date	Apr 26, 2022
Instrument	2022042600988

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	441 ESTATES DR, SACRAMENTO, CA 95864-6073
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 ESTATES DR, SACRAMENTO, CA 95864-6073

Mortgage

Document Number	0000000012
Date	Jun 22, 2021
Instrument	202106220012

Lender

Name	JTF ROSE INC
Type	Non-Lending Institution
Address	ORANGE, CA 92867

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	441 ESTATES DR, SACRAMENTO, CA 95864-6073
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 ESTATES DR, SACRAMENTO, CA 95864-6073

Mortgage

Document Number	6220000000012
Date	Jun 22, 2021
Book Page	20210622/12

Lender

Name	JTF ROSE INC
Type	Non-Lending Institution
Address	ORANGE, CA 92867

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 2, 2017
Property Address	441 ESTATES DR, SACRAMENTO, CA 95864-6073
Document Number	1708020844
Instrument Date	Aug 1, 2017
Instrument	1708020844
Transaction Type	Transfer
Record Updated	Aug 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	441 ESTATES DR SACRAMENTO CA 958646073, SACRAMENTO, CA 95864-6073

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$922,660 (+2%) Land $330,763 Building $591,897
2025	$13,338.00 (+4.89%)	$904,570 (+4.04%) Land $324,278 Building $580,292
2024	$12,716.00 (+15.99%)
2023	$10,963.00 (+3.43%)	$869,446 Land $311,687 Building $557,759
2022	$10,599.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Succeed.Net, T-Mobile.

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