441 E Warren St, Cadiz, OH 43907 Property Records

Harrison County property record for 441 E Warren St, Cadiz, OH 43907

Property Summary

Property Type	Single Family Home
Details	2 ba · 824 sqft · built 1874
Lot Size	0.26 acres (11,352 sqft)
Owner	Individual Name on Record
Last Sale	$27,900 (Sep 2020)
Tax Bill	$436 (2025)
Deeds & Mortgages	May 2023 Transfer Sep 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-0001059.000`

Property Details

APN / Parcel Number

Primary APN	`05-0001059.000`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	824 sqft Living Area
1st Floor Area	824 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1874
Effective Year Built	Effective 1874
Construction Type	Frame
Roof Material	Shingle
Lot Area	11,352 sqft (0.26 acres)
Lot Dimensions	172 ft deep x 66 ft wide
Terrain	Rolling
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	441 E WARREN ST
City	CADIZ
State	OH
Zip	43907-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 313 VOL 283/3272
Legal Subdivision	O STEMMONS ADDITION
Legal Lot Number	313
Jurisdiction	HARRISON OH
Township / Civil Division	CADIZ
Census Block Group	3
Census Block	3009
Census Tract	976000

Owner

Source: Harrison County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	447 E WARREN ST, CADIZ, OH 43907-1250
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2020	Warranty Deed, Transfer · Line of Credit THE CITIZENS SAVINGS BANK
Aug 24, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Mar 1, 2013 · Amount on Record
Deed Document Number	20202607
Deed Book / Page	271 / 3348
Last Transfer Date	Apr 25, 2023
Transfer Doc	00283/3272
Record Updated	Sep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRISON OH
Recording Date	May 15, 2023
Property Address	441 E WARREN ST, CADIZ, OH 43907-1250
Document Number	00283/3272
Book / Page	283 / 3272
Instrument Date	Apr 25, 2023
Instrument	202300001339
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 E WARREN ST, CADIZ, OH 43907-1250

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Sep 28, 2020
Property Address	441 E WARREN ST, CADIZ, OH 43907-1250
Document Number	00271/3348
Book / Page	271 / 3348
Instrument Date	Sep 23, 2020
Instrument	202000002607
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	441 E WARREN ST, CADIZ, OH 43907-1250

Mortgage

Document Number	202000002608
Date	Sep 28, 2020
Instrument	202000002608

Lender

Name	THE CITIZENS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	00271/3798
Date	Oct 2, 2020
Book Page	271/3798
Instrument	202000002692

Lender

Name	THE CITIZENS SAVINGS BANK
Type	Bank
Address	MARTINS FERRY, OH 43935

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Sep 28, 2035

Interest

Rate Type	Adjustable Rate

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRISON OH
Recording Date	Aug 24, 2020
Property Address	441 E WARREN ST, CADIZ, OH 43907-1250
Document Number	00271/1366
Book / Page	271 / 1366
Map Reference	VOL 31 PG 3
Instrument Date	Aug 18, 2020
Instrument	202000002250
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3850 WHITE BLVD, NAPLES, FL 34117-4128

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	Cadiz Township
Municipality	Cadiz Village
Unified School District	Harrison Hills City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$436.00 Additional exemption filed	$10,990 (-) Land $5,390 Building $5,600
2024	$436.00 (+1.16%) Additional exemption filed	$10,990 (-) Land $5,390 Building $5,600
2023	$431.00 (+3.61%) Homeowner's exemption Additional exemption filed	$10,990 (+9.79%) Land $5,390 Building $5,600	$31,400 (+9.79%) Land $15,400 Building $16,000
2022	$416.00 Homeowner's exemption Additional exemption filed	$10,010 Land $4,460 Building $5,550
2020			$28,600 Land $12,740 Building $15,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADIZ VILLAGE PWS serves 3,353 people · EPA ID OH3400214
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Turbidity not recorded as resolved · Feb 2026
Treatment and Procedure	Lead service line inventory Oct 2024 No certified operator Jun 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Smart Way Communications, Verizon.

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