441 E Larkspur Ln, Onalaska, WI 54650 Property Records

La Crosse County property record for 441 E Larkspur Ln, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on Record
Tax Bill	$7,439 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Feb 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`018-004602-001`

Property Details

APN / Parcel Number

Primary APN	`018-004602-001`
Alternative APNs	`18 4602 1` `44752`

Exterior

Lot Area	16,988 sqft (0.389 acres)

Location & Zoning

Account Number	44752
Old Parcel Number	18 4602 1
Street Address	441 E LARKSPUR LN
City	ONALASKA
State	WI
Zip	54650-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELMWOOD HILLS ADDITION LOT 3 EX N 15FT
Legal Range	07
Legal Township	16
Legal Section	02
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	ELMWOOD HILLS ADDITION
Legal Lot Number	3
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	4
Census Block	4011
Census Tract	10401

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	441 E LARKSPUR LN, ONALASKA, WI 54650-8305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Special Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
Feb 24, 2022	Special Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022
Deed Sale	Dec 1, 2022
Prior Sale	Feb 24, 2022 · Amount on Record
Deed Document Number	1802712
Record Updated	Jun 8, 2026

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Dec 1, 2022
Property Address	441 E LARKSPUR LN, ONALASKA, WI 54650-8305
Document Number	0001802712
Instrument Date	Nov 3, 2022
Instrument	1802712
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 SAND LAKE RD, ONALASKA, WI 54650-2433

Mortgage

Document Number	0001802713
Date	Dec 1, 2022
Instrument	1802713

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	3.63%
Max Rate At Change	7.63%
Index	1-Year CMT
Max Rate	11.6%

February 2022: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Feb 24, 2022
Property Address	441 E LARKSPUR LN, ONALASKA, WI 54650-8305
Document Number	0001789771
Instrument Date	Feb 23, 2022
Instrument	1789771
Transaction Type	Foreclosure
Record Updated	Sep 27, 2023

Transaction

Amount	Amount Recorded
Tax	$1,065.60
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,439.00 (+2.86%) Homeowner's exemption	$557,300 (+30.12%) Land $91,300 Building $466,000	$563,800 (+31.64%)
2023	$7,232.00 (+4.24%)	$428,300 (-) Land $70,500 Building $357,800	$428,300 (-) Land $70,500 Building $357,800
2022	$6,938.00	$428,300 Land $70,500 Building $357,800	$428,300 Land $70,500 Building $357,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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