441 E 3rd St, Oakboro, NC 28129 Property Records

Stanly County property record for 441 E 3rd St, Oakboro, NC 28129 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1945
Square Footage	1,268 sqft Finished Area
Lot Size	34,848 sqft (0.8 acres)
Last Sale	$225,000 (2023)
Tax Bill	$1,361.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`650403407542`
Alternative APNs	`17871` `9608`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,268 sqft Finished Area
Gross Area	1,752 sqft Gross Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Exterior Material	Combination Exterior
Foundation Type	Masonry Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	34,848 sqft (0.8 acres)
Depth X Width	150 ft x 243 ft Depth x Width
Deck Area	168 sqft Deck
Porch	1 Porch
Porch Area	240 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Oil Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	17871
Street Address	441 E 3RD ST
City	OAKBORO
State	NC
Zip	28129-9007
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HSE 441 E 3RD ST 650403182
Legal Subdivision	SURVEY MARY T COBLE
Jurisdiction	STANLY NC
Minor Civil Division	BIG LICK
Census Blockgroup	1
Census Block	1017
Census Tract	930901

Owner

Source: Stanly County records · APN 650403407542

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	763 FAITH ST, OAKBORO, NC 28129-7784
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Jul 26, 2016
Deed Doc Number	459699
Deed Book / Page	1826 / 276
Record Refreshed	Jun 07, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jul 13, 2023
Property Address	441 E 3RD ST, OAKBORO, NC 28129-9007
Document Number	0000459699
Book / Page	1826 / 276
Instrument Date	Jul 13, 2023
Instrument	459699
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1733 STERLING RD, CHARLOTTE, NC 28209-1549

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	763 FAITH ST, OAKBORO, NC 28129-7784

Mortgage

Document Number	0000459700
Date	Jul 13, 2023
Instrument	459700

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.15%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jul 10, 2028
Change Frequency	Annually
Min Rate At Change	5.15%
Max Rate At Change	9.15%
Margin	2
Max Rate	13.1%

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Oakboro Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,361.00 (+0.07%)	$110,972 (-) Land $20,849 Building $90,123	$110,972 (-) Land $20,849 Building $90,123
2022	$1,360.00	$110,972 Land $20,849 Building $90,123	$110,972 Land $20,849 Building $90,123

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.