441 Dutchess Ln, Hayward, CA 94544 Property Records

Alameda County property record for 441 Dutchess Ln, Hayward, CA 94544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 1955
Lot Size	0.115 acres (5,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Apr 2018)
Tax Bill	$9,717 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`78G-2724-27`

Property Details

APN / Parcel Number

Primary APN	`78G-2724-27`
Alternative APN	`078G-2724-027-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,005 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	441 DUTCHESS LN
City	HAYWARD
State	CA
Zip	94544-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00027 BLK: 0004 TR: 1508
Legal Tract	1508
Legal Block	4
Legal Lot Number	27
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2014
Census Tract	438100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 DUTCHESS LN, HAYWARD, CA 94544-7501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADHI FINANCIAL INC
Jun 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage ADHI FINANCIAL INC
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 13, 2018	Grant Deed, Transfer · Conventional with PMI AEM LOAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2018 · Amount on Record
Deed Sale	Apr 13, 2018 · Amount on Record
Prior Sale	Aug 7, 2009 · Amount on Record
Deed Document Number	201874696
Prior Transfer Date	Jul 5, 2006
Prior Transfer Doc	0000263537
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	441 DUTCHESS LN, HAYWARD, CA 94544-7501
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 DUTCHESS LN, HAYWARD, CA 94544-7501

Mortgage

Document Number	0000153247
Date	Apr 19, 2021
Instrument	2021153247

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	441 DUTCHESS LN, HAYWARD, CA 94544-7501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008197
Date	Jan 14, 2020
Instrument	2020008197

Lender

Name	ADHI FINANCIAL INC
Type	Non-Lending Institution
Address	UNION CITY, CA 94587

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	441 DUTCHESS LN, HAYWARD, CA 94544-7501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110794
Date	Jun 12, 2019
Instrument	2019110794

Lender

Name	ADHI FINANCIAL INC
Type	Non-Lending Institution
Address	UNION CITY, CA 94587

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	441 DUTCHESS LN, HAYWARD, CA 94544-7501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 DUTCHESS LN, HAYWARD, CA 94544-7501

Mortgage

Document Number	0000207098
Date	Aug 24, 2020
Instrument	2020207098

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 13, 2018
Property Address	441 DUTCHESS LN, HAYWARD, CA 94544-7501
Document Number	0000074696
Instrument Date	Mar 16, 2018
Instrument	74696
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	441 DUTCHESS LN HAYWARD CA 945447501, HAYWARD, CA 94544-7501

Mortgage

Document Number	74697
Date	Apr 13, 2018
Instrument	74697

Lender

Name	AEM LOAN
Address	MILPITAS, CA 95035

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$812,391 (+2%) Land $243,717 Building $568,674
2025	$9,717.00 (+2.5%)	$796,466 (+4.04%) Land $238,940 Building $557,526
2023	$9,480.00	$765,540 Land $229,662 Building $535,878	$830,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Tekify Fiber & Wireless Fixed Wireless · Fiber in parts of the area	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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