441 Dumas Bridge Rd, Oneonta, AL 35121 Property Records

Blount County property record for 441 Dumas Bridge Rd, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,812 sqft · built 1975
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Tax Bill	$634 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-09-32-0-000-001.004`

Property Details

APN / Parcel Number

Primary APN	`19-09-32-0-000-001.004`
Alternative APNs	`062254` `62254` `52925`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	52925
Street Address	441 DUMAS BRIDGE RD
City	ONEONTA
State	AL
Zip	35121-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR SE/NE N 651 NE 777 TO POB NW 82 NLY 175 E 129 SELY 185 ALG DUMAS BRIDGE RD SW 107 TO POB--
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1014
Census Tract	50103

Owner

441 Dumas Bridge Rd is owned and occupied by two individuals who acquired it in September 2017.

Source: Blount County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	441 DUMAS BRIDGE RD, ONEONTA, AL 35121-8838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage NATIONSTAR MORTGAGE LLC
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC
Sep 13, 2017	Deed of Trust, Mortgage HOMETOWN BANK OF ALABAMA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 11, 2017
Transfer Doc	2017023267
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	441 DUMAS BRIDGE RD, ONEONTA, AL 35121-8838
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021/24380
Date	Jul 8, 2021
Book Page	2021/24380
Instrument	10028840

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	441 DUMAS BRIDGE RD, ONEONTA, AL 35121-8838
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/18787
Date	Aug 1, 2019
Book Page	2019/18787
Instrument	10008898

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2039

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	441 DUMAS BRIDGE RD, ONEONTA, AL 35121-8838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/23269
Date	Sep 13, 2017
Book Page	2017/23269

Lender

Name	HOMETOWN BANK OF ALABAMA
Type	Bank
Address	58500

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 441 Dumas Bridge Rd was $634 with a homeowner's exemption, up 7.5% from the year before.

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$634.00 (+7.46%) Homeowner's exemption
2025	$590.00 (+2.97%)	$19,940 (+2.68%)	$199,260 (+2.71%) Land $11,100 Building $188,160
2024	$573.00 (+60.06%) Homeowner's exemption	$19,420 (+51.48%) Land $960 Building $18,460	$194,000 (+51.37%) Land $9,500 Building $184,500
2023	$358.00 (+27.4%) Homeowner's exemption	$12,820 (+22.8%) Land $900 Building $11,920	$128,160 (+22.85%) Land $9,000 Building $119,160
2022	$281.00 Homeowner's exemption	$10,440 Land $900 Building $9,540	$104,320 Land $9,000 Building $95,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 441 Dumas Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Dumas Bridge Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Windstream.

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