441 Deer Ridge Dr, Rutledge, TN 37861 Property Records

Grainger County property record for 441 Deer Ridge Dr, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,317 sqft · built 2004
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Aug 2023)
Tax Bill	$861 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029041H A 02200`

Property Details

APN / Parcel Number

Primary APN	`029041H A 02200`
Alternative APN	`041H A 02200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,317 sqft Living Area
1st Floor Area	1,317 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	312 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	441 DEER RIDGE DR
City	RUTLEDGE
State	TN
Zip	37861-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: G01
Legal Subdivision	DEERRIDGE SUBDIVISION
Legal Lot Number	22R
Jurisdiction	GRAINGER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1064
Census Tract	500401

Owner

Source: Grainger County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	441 DEER RIDGE DR, RUTLEDGE, TN 37861-5225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage KNOXVILLE TVA EMPLOYEES CU
Aug 1, 2017	Warranty Deed, Transfer · Conventional with PMI KNOXVILLE TVA EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	23002196
Deed Book / Page	416 / 1833
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Aug 7, 2023
Property Address	441 DEER RIDGE DR, RUTLEDGE, TN 37861-5225
Document Number	0000002196
Book / Page	416 / 1833
Map Reference	CAB 5 SL 58
Instrument Date	Aug 4, 2023
Instrument	23002196
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	LAKEWAY TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	441 DEER RIDGE DR, RUTLEDGE, TN 37861-5225

Mortgage

Document Number	0000002197
Date	Aug 7, 2023
Instrument	23002197

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	441 DEER RIDGE DR, RUTLEDGE, TN 37861-5225
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3641
Date	Oct 7, 2021
Book Page	399/138
Instrument	21003641

Lender

Name	KNOXVILLE TVA EMPLOYEES CU
Type	Credit Union
Address	KNOXVILLE, TN 37932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Aug 1, 2017
Property Address	441 DEER RIDGE DR, RUTLEDGE, TN 37861-5225
Document Number	0000001867
Book / Page	000363 / 001069
Instrument Date	Jul 31, 2017
Instrument	1867
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	COLONIAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 DEER RIDGE DR RUTLEDGE TN 378615225, RUTLEDGE, TN 37861-5225

Mortgage

Document Number	1868
Date	Aug 1, 2017
Book Page	000363/001071
Instrument	1868

Lender

Name	KNOXVILLE TVA EMP CU
Type	Credit Union
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$861.00	$36,650 (-) Land $4,625 Building $32,025
2024	$861.00	$36,650 (-) Land $4,625 Building $32,025
2023	$861.00 (+2.26%)	$36,650 (-) Land $4,625 Building $32,025
2022	$842.00	$36,650 Land $4,625 Building $32,025
2021			$146,600 Land $18,500 Building $128,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAN STATION UTILITY DISTRICT serves 10,748 people · EPA ID TN0000041
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Apr 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

441 Deer Ridge Dr, Rutledge, TN 37861 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Deer Ridge Dr

Nearby Streets

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