441 de Bord Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 441 de Bord Dr, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,954 sqft · built 2000
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$690,000 (Oct 2023)
Tax Bill	$7,696 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-310-280-000`

Property Details

APN / Parcel Number

Primary APN	`246-310-280-000`
Alternative APN	`246-310-28`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,954 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Area	595 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	246-310-28
Street Address	441 DE BORD DR
City	TRACY
State	CA
Zip	95376-7043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	98-FM PT OF 246-150 04/05 PER LARKSPUR EST. NO. 1
Legal Subdivision	LARKSPUR ESTATES
Legal Block	1
Legal Lot Number	28
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1006
Census Tract	5220

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	441 DE BORD DR, TRACY, CA 95376-7043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Grant Deed, Transfer · Conventional Mortgage RBC BANK (GEORGIA) NA
Oct 1, 2020	Intrafamily Transfer, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Oct 1, 2020
Deed Document Number	202384214
Prior Transfer Date	Sep 23, 2020
Prior Transfer Doc	0000130651
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 17, 2023
Property Address	441 DE BORD DR, TRACY, CA 95376-7043
Document Number	0000084214
Map Reference	MB 33 PG 52
Instrument Date	Oct 7, 2023
Instrument	2023-084214
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	NOT AVAILABLE, TITLE FORWARD OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 DE BORD DR, TRACY, CA 95376-7043
Investor	Possibly a Property Investor

Mortgage

Document Number	0000084215
Date	Oct 17, 2023
Instrument	2023-084215

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Nov 1, 2026
Change Frequency	6 Months
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Margin	3
Max Rate	11.1%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 1, 2020
Property Address	441 DE BORD DR, TRACY, CA 95376-7043
Document Number	0000130651
Map Reference	DOC 98098089
Instrument Date	Sep 23, 2020
Instrument	2020-130651
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	441 DE BORD DR, TRACY, CA 95376-7043

Mortgage

Document Number	0000130652
Date	Oct 1, 2020
Instrument	2020-130652

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,696.00 (-7.28%)
2025	$8,300.00 (+43.23%)	$703,800 (+34.89%) Land $209,100 Building $494,700
2023	$5,795.00 (+2.93%) Homeowner's exemption	$521,755 Land $172,947 Building $348,808	$603,990
2022	$5,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

441 de Bord Dr, Tracy, CA 95376 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on de Bord Dr

Nearby Streets

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