441 Culpepper Rd, Lexington, KY 40502 Property Records

Lexington-Fayette Urban County property record for 441 Culpepper Rd, Lexington, KY 40502

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,946 sqft · built 2008
Lot Size0.301 acres (13,094 sqft)
Owner2 Individual Names on File
Last Sale$775,000 (Jul 2016)
Tax Bill$13,181 (2026)
Deeds & MortgagesFeb 2020 Mortgage
APN16509750

Property Details

APN / Parcel Number

Primary APN16509750

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures18 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,946 sqft Living Area
Basement Area1,473 sqft
Finished Basement1,200 sqft
Unfinished Basement273 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Lot Area13,094 sqft (0.301 acres)
Lot Width93 ft Width
Garage TypeDetached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Patio Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address441 CULPEPPER RD
CityLEXINGTON
StateKY
Zip40502-2359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1C
Legal DescriptionLOT 11; BOOK: 3416 PAGE: 589
Legal SubdivisionASHLAND PARK NO 5
Legal BlockF
Legal Lot Number11
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE CENTRAL
Census Block Group4
Census Block4004
Census Tract2303

Owner

441 Culpepper Rd is owned and occupied by two individuals who bought it in July 2016.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address441 CULPEPPER RD, LEXINGTON, KY 40502-2359
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2016 · Amount on File
Deed SaleJul 26, 2016 · Amount on File
Deed Book / Page3416 / 589
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address441 CULPEPPER RD, LEXINGTON, KY 40502-2359
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009543/278
DateFeb 25, 2020
Book Page9543/278
Lender
NameOLD NATL BK
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 441 Culpepper Rd was $13,181, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,181.00 (+1.88%)$1,046,300 (-)$1,046,300 (-)
2025$12,938.00$1,046,300$1,046,300
2023$9,583.00$775,000$775,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 441 Culpepper Rd; there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Culpepper Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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