441 Commerce Dr, Saint Paul, MN 55125 Property Records

Washington County property record for 441 Commerce Dr, Saint Paul, MN 55125

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	6,534 sqft · built 2020
Owner	Company Name on File
Last Sale	$3,000,000 (May 2026)
Tax Bill	$53,984 (2026)
Deeds & Mortgages	Mar 2021 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-028-21-42-0017`

Property Details

APN / Parcel Number

Primary APN	`03-028-21-42-0017`

Interior

Building Area	6,534 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020

Location & Zoning

Street Address	441 COMMERCE DR
City	SAINT PAUL
State	MN
Zip	55125-4872
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BLOCK 1 LOT 1 SUBDIVISIONCD 3350 SUBDIVISIONNAME COMMERCE HILL EIGHTH ADDITION
Legal Range	21W
Legal Township	28N
Legal Section	03
Legal Subdivision	COMMERCE HILL EIGHTH ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	WASHINGTON MN
Township / Civil Division	WOODBURY
Census Block Group	2
Census Block	2025
Census Tract	71010

Owner

441 Commerce Dr, a commercial property, is owned by a company that bought it in May 2026.

Source: Washington County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	6715 ALVERNO CT, INVER GROVE HEIGHTS, MN 55077-0100
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage NORTH AMERICAN BANKING CO
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage TWIN CITIES-METRO CERTIFIED DE
May 11, 2026	Quit Claim Deed, Transfer · Line of Credit NORTH AMERICAN EXCHANGE COMPANY
Jan 9, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on File
Deed Sale	May 11, 2026 · Amount on File
Deed Document Number	20264506262
Prior Transfer Date	Dec 23, 2025
Prior Transfer Doc	0004494217
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	441 COMMERCE DR, WOODBURY, MN 55125-4872
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004298493
Date	Mar 9, 2021
Instrument	4298493

Lender

Name	NORTH AMERICAN BANKING CO
Type	Bank
Address	51255

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Recording Date	May 18, 2026
Property Address	441 COMMERCE DR, SAINT PAUL, MN 55125-4872
Document Number	0004507036
Instrument Date	Apr 29, 2026
Instrument	20264507036
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE FIG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	441 COMMERCE DR, SAINT PAUL, MN 55125-4872

Mortgage

Document Number	0004507036,
Date	May 18, 2026
Instrument	20264507036

Lender

Name	TWIN CITIES-METRO CERTIFIED DE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MN
Recording Date	May 11, 2026
Property Address	441 COMMERCE DR, SAINT PAUL, MN 55125-4872
Document Number	0004506262
Instrument Date	Apr 29, 2026
Instrument	2026.4506262
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	6715 ALVERNO CT, INVER GROVE HEIGHTS, MN 55077-0100

Mortgage

Document Number	0004506263,
Date	May 11, 2026
Instrument	2026.4506263

Lender

Name	NORTH AMERICAN EXCHANGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 5, 2036

Interest

Rate	6.38%
Max Rate	-1%

Mortgage

Document Number	0004506264,
Date	May 11, 2026
Instrument	2026.4506264

Lender

Name	NORTH AMERICAN EXCHANGE COMPANY

Agreement

Amount	Amount on Record
Term	5 Months
Due	Oct 29, 2026

Interest

Rate	6.38%
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MN
Recording Date	Jan 9, 2026
Property Address	441 COMMERCE DR, WOODBURY, MN 55125-4872
Document Number	0004494217
Instrument Date	Dec 23, 2025
Instrument	4494217
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6496 ALVARADO LN N, MAPLE GROVE, MN 55311-1375

Tax Assessment & Valuation

The 2026 property tax bill for 441 Commerce Dr was $53,984, up 1.8% from the year before.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Woodbury City
Unified School District	Stillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$53,984.00 (+1.79%)
2025	$53,036.00	$1,947,400 (-) Land $713,100 Building $1,234,300	$1,947,400 (-) Land $713,100 Building $1,234,300
2024		$1,947,400 Land $713,100 Building $1,234,300	$1,947,400 Land $713,100 Building $1,234,300
2023	$45,262.00
2022		$1,655,300 Land $713,100 Building $942,200	$1,655,300 Land $713,100 Building $942,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 441 Commerce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Commerce Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Woodbury serves 82,643 people · EPA ID MN1820025
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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