Osceola County property record for 441 Chayne Pl, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,676 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $214,500 (2023) |
| Tax Bill | $5,578.00 (2024) |
| Primary APN | 28-25-31-5038-0001-2550 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,676 sqft Living Area |
| Gross Area | 2,266 sqft Gross Area |
| 1st Floor | 1,676 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Porch Area | 128 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 441 CHAYNE PL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9193 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUMMERLY PH 3 PB 31 PGS 120-122 LOT 255 |
| Legal Subdivision | SUMMERLY PHASE 3 |
| Legal Lot Number | 255 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 43700 |
Source: Osceola County records · APN 28-25-31-5038-0001-2550
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 CHAYNE PL, SAINT CLOUD, FL 34771-9193 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 08, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 17, 2025 | Quit Claim Deed, Transfer Quitclaim Document |
| Jun 07, 2023 | Quit Claim Deed, Transfer Quitclaim Document |
| Oct 26, 2022 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2023 · Amount on Record |
| Deed Sale | Jun 07, 2023 · Amount on Record |
| Prior Sale | Oct 26, 2022 · Amount on Record |
| Deed Doc Number | 202373440 |
| Deed Book / Page | 6420 / 2561 |
| Last Transfer Date | Jun 16, 2025 |
| Transfer Doc | 0068050552 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 441 CHAYNE PL, SAINT CLOUD, FL 34771-9193 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 441 CHAYNE PL, SAINT CLOUD, FL 34771-9193 |
| Document Number | 0067842005 |
|---|---|
| Date | May 08, 2025 |
| Book Page | 6784/2005 |
| Instrument | 2025058471 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Nov 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 17, 2025 |
| Property Address | 441 CHAYNE PL, SAINT CLOUD, FL 34771-9193 |
| Document Number | 0068050552 |
| Book / Page | 6805 / 552 |
| Map Reference | MB 6420 PG 2561 |
| Instrument Date | Jun 16, 2025 |
| Instrument | 2025075685 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 441 CHAYNE PL, SAINT CLOUD, FL 34771-9193 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 441 CHAYNE PL, SAINT CLOUD, FL 34771-9193 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 07, 2023 |
| Property Address | 441 CHAYNE PL, SAINT CLOUD, FL 34771-9193 |
| Document Number | 0064202561 |
| Book / Page | 6420 / 2561 |
| Map Reference | MB 31 PG 120-122 |
| Instrument Date | May 03, 2023 |
| Instrument | 2023073440 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,501.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 441 CHAYNE PL, SAINT CLOUD, FL 34771-9193 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 441 CHAYNE PL, SAINT CLOUD, FL 34771-9193 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 26, 2022 |
| Property Address | 441 CHAYNE PL, SAINT CLOUD, FL 34771-9193 |
| Document Number | 0063060362 |
| Book / Page | 6306 / 362 |
| Map Reference | MB 31 PG 120-122 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 2022158134 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,157.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10192 DOWDEN RD, ORLANDO, FL 32832-5128 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 441 CHAYNE PL, SAINT CLOUD, FL 34771-9193 |
| Document Number | 0006306363 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 6306/363 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,499.00 (-1.42%) | $345,500 (+0.14%) Land $75,000 Building $270,500 | $345,500 (+0.14%) Land $75,000 Building $270,500 |
| 2024 | $5,578.00 (+2.56%) | ||
| 2023 | $5,439.00 (+549.05%) | $345,000 (+475%) Land $70,000 Building $275,000 | $345,000 (+475%) Land $70,000 Building $275,000 |
| 2022 | $838.00 | $60,000 Land $60,000 | $60,000 Land $60,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 81% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 114 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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