Lancaster County property record for 441 Charter Ln, Mount Joy, PA 17552
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,396 sqft · built 1985 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,114 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-38756-0-0000 |
| Primary APN | 450-38756-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 2,188 sqft |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 1,056 sqft |
| Finished Basement | 264 sqft |
| Unfinished Basement | 792 sqft |
| Game Room | Game Room |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 160 sqft |
| Patio Area | 112 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 441 CHARTER LN |
|---|---|
| City | MOUNT JOY |
| State | PA |
| Zip | 17552-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | 441 CHARTER LN |
| Legal Lot Number | 40 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | MOUNT JOY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10901 |
441 Charter Ln is owned and occupied by two individuals.
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 CHARTER LN, MOUNT JOY, PA 17552-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 441 Charter Ln was $4,114 with a homeowner's exemption, up 1.8% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Mount Joy Borough |
| Unified School District | Donegal School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,100 Land $50,400 Building $100,700 | $151,100 Land $50,400 Building $100,700 | |
| 2025 | $4,114.00 (+1.78%) | ||
| 2024 | $4,042.00 | $151,100 Land $50,400 Building $100,700 | |
| 2018 | $151,100 Land $50,400 Building $100,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Charter Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Charter Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT JOY BORO AUTH serves 15,261 people · EPA ID PA7360091 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jan 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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