Hampden County and Ludlow Town property record for 441 Chapin St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,318 sqft · built 1945 |
| Lot Size | 0.735 acres (32,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Sep 2023) |
| Tax Bill | $4,223 (2026) |
| Deeds & Mortgages | Sep 2023 Sale Mar 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:15C-03650 B:111 L:0 |
| Primary APN | M:15C-03650 B:111 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,318 sqft Living Area |
| Gross Area | 4,572 sqft |
| Basement Area | 1,318 sqft |
| Unfinished Basement | 1,318 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,017 sqft (0.735 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2080 |
|---|---|
| Street Address | 441 CHAPIN ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A- |
| Legal Block | 3650 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 810404 |
441 Chapin St is owned by an individual who bought it in September 2023.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2477 SPRUCE VIEW WAY, PORT ORANGE, FL 32128-3748 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2023 | Quit Claim Deed, Transfer |
| Mar 30, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 1, 2023 | Fiduciary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on File |
| Deed Sale | Sep 15, 2023 · Amount on File |
| Prior Sale | Mar 1, 2023 · Amount on File |
| Prior Transfer Date | Sep 13, 2023 |
| Prior Transfer Doc | 0000234817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Sep 15, 2023 |
| Property Address | 441 CHAPIN ST, LUDLOW, MA 01056-2540 |
| Document Number | 0000234817 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 234817 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2477 SPRUCE VIEW WAY, PORT ORANGE, FL 32128-3748 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Mar 30, 2023 |
| Property Address | 441 CHAPIN ST, LUDLOW, MA 01056-2540 |
| Document Number | 0000233382 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 233382 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 17 LOCKLAND AVE, LUDLOW, MA 01056-2817 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Mar 1, 2023 |
| Property Address | 441 CHAPIN ST, LUDLOW, MA 01056-2540 |
| Document Number | 024924-173 |
| Book / Page | 24924 / 173 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 9476 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95B YALE ST, LUDLOW, MA 01056-2929 |
The 2026 property tax bill for 441 Chapin St was $4,223, down 0.5% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,223.00 (-0.54%) | $263,800 (+7.81%) Land $97,200 Building $166,600 | $320,126 (+11.77%) |
| 2025 | $4,246.00 (+8.57%) | $244,700 (+13.18%) Land $88,400 Building $156,300 | $286,425 (+11.58%) |
| 2024 | $3,911.00 (+5.67%) | $216,200 (+13.97%) Land $77,300 Building $138,900 | $256,690 |
| 2023 | $3,701.00 | $189,700 Land $67,900 Building $121,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Chapin St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Chapin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures