Banks County property record for 441 Carnes Cir, Baldwin, GA 30511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1994 |
| Lot Size | 15.8 acres (690,426 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,430 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B45 035 |
| Primary APN | B45 035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Heated Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 690,426 sqft (15.8 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Patio Area | 24 sqft |
| Storage Building | 552 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1362 |
|---|---|
| Street Address | 441 CARNES CIR |
| City | BALDWIN |
| State | GA |
| Zip | 30511-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | TR 2 PB 10-138 |
| Legal Subdivision | ANAN ABUNIAJ |
| Legal Tract | 2 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | BALDWIN |
| Census Block Group | 3 |
| Census Block | 3091 |
| Census Tract | 970100 |
441 Carnes Cir is owned and occupied by an individual who acquired it in September 1999.
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 441 CARNES CIR, BALDWIN, GA 30511-3303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1999 |
| Deed Sale | Sep 1, 1999 |
| Deed Document Number | 0000014917 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 441 CARNES CIR, BALDWIN, GA 30511-3303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 441 CARNES CIR, BALDWIN, GA 30511-3303 |
| Document Number | 0000000487/0000000171 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 0000000487/0000000171 |
| Name | OCONEE FEDERAL SAVINGS AND LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2035 |
The 2025 property tax bill for 441 Carnes Cir was $1,430 with a homeowner's exemption, down 2.9% from the year before.
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,430.00 (-2.92%) Homeowner's exemption | $128,457 (+7.3%) Land $59,976 Building $68,481 | $321,143 (+7.3%) Land $149,941 Building $171,202 |
| 2024 | $1,473.00 (+78.33%) Homeowner's exemption | $119,719 (+22.2%) Land $54,524 Building $65,195 | $299,298 (+22.2%) Land $136,310 Building $162,988 |
| 2023 | $826.00 (-24.08%) Homeowner's exemption | $97,966 (+10.29%) Land $47,948 Building $50,018 | $244,915 (+10.29%) Land $119,869 Building $125,046 |
| 2022 | $1,088.00 Homeowner's exemption | $88,826 Land $45,132 Building $43,694 | $222,065 Land $112,829 Building $109,236 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Carnes Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Carnes Cir is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 3 |
May also be available: T-Mobile.
4G LTE (outdoors only), no 5G reported
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