441 Cardinal Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 441 Cardinal Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,704 sqft · built 2001
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,900 (Dec 2020)
Tax Bill	$2,609 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0049H162000`

Property Details

APN / Parcel Number

Primary APN	`0049H162000`
Alternative APNs	`0049H162` `22458`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,704 sqft Heated Area
1st Floor Area	1,704 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	146 ft deep x 95 ft wide
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	228 sqft
Patio Area	228 sqft
Storage Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22458
Street Address	441 CARDINAL RD
City	RINGGOLD
State	GA
Zip	30736-4928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 162 THE MEADOWS PH 2
Legal Subdivision	THE MEADOWS PH 2
Legal Phase	2
Legal Lot Number	162
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	4
Census Block	4004
Census Tract	30202

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	229 HILL ST, RINGGOLD, GA 30736-3217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION
Dec 14, 2020	Quit Claim Deed, Transfer CHOICE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	May 15, 2001 · Amount on Record
Deed Document Number	20202658
Deed Book / Page	2099 / 264
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 14, 2020
Property Address	441 CARDINAL RD, RINGGOLD, GA 30736-4928
Document Number	0020990264
Book / Page	002099 / 000264
Instrument Date	Dec 7, 2020
Instrument	10355
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 CARDINAL RD RINGGOLD GA 307364928, RINGGOLD, GA 30736-4928

Mortgage

Document Number	20990266
Date	Dec 14, 2020
Book Page	002099/000266
Instrument	10356

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 14, 2020
Property Address	441 CARDINAL RD, RINGGOLD, GA 30736-4928
Document Number	0020990281
Book / Page	002099 / 000281
Instrument Date	Dec 7, 2020
Instrument	10357
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	CHOICE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	441 CARDINAL RD RINGGOLD GA 307364928, RINGGOLD, GA 30736-4928

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,609.00 (+9.81%) Homeowner's exemption	$144,494 (+36.14%) Land $15,000 Building $129,494	$361,234 (+36.13%) Land $37,500 Building $323,734
2023	$2,376.00 (+28.16%)	$106,140 Land $15,000 Building $91,140	$265,351 Land $37,500 Building $227,851
2022	$1,854.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ringgold Telephone Company DSL	100 / 20

May also be available: T-Mobile.

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