441 Bouchelle Rd, Elkton, MD 21921 Property Records

Cecil County property record for 441 Bouchelle Rd, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,148 sqft · built 1992
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Aug 2011)
Tax Bill$2,235 (2026)
Deeds & MortgagesMar 2024 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-019346

Property Details

APN / Parcel Number

Primary APN05-019346
Alternative APNs
  • 5019346
  • 019346

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,148 sqft Total Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Deck Area492 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number019346
Street Address441 BOUCHELLE RD
CityELKTON
StateMD
Zip21921-4338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal Description.4591 ACRE 441 BOUCHELLE ROAD N/E OF NORTH EAST
JurisdictionCECIL MD
Township / Civil Division5, NORTH EAST
Census Block Group2
Census Block2002
Census Tract30908

Owner

Source: Cecil County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address441 BOUCHELLE RD, ELKTON, MD 21921-4338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Apr 6, 2020Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2011 · Amount on Record
Deed SaleAug 31, 2011 · Amount on Record
Prior SaleApr 7, 2011 · Amount on Record
Deed Book / Page3070 / 206
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address441 BOUCHELLE RD, ELKTON, MD 21921-4338
Transaction TypeMortgage
Record UpdatedMar 27, 2024
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address441 BOUCHELLE RD, ELKTON, MD 21921-4338

Mortgage

Document Number0054410463
DateMar 18, 2024
Book Page5441/463
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term312 Months
DueMar 1, 2050
Interest
Index10-Year TN

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address441 BOUCHELLE RD, ELKTON, MD 21921-4338
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045790019
DateApr 6, 2020
Book Page4579/19
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,235.00 (+6.58%)$200,600 (+27.61%) Land $60,000 Building $140,600$200,600 (+27.61%) Land $60,000 Building $140,600
2025$2,097.00 (+91.33%)
2023$1,096.00$157,200 Land $60,000 Building $97,200$157,200 Land $60,000 Building $97,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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