441 Avalon St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 441 Avalon St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1971
Lot Size	0.074 acres (3,200 sqft)
Owner	Company Name on File
Last Sale	$414,500 (Sep 2015)
Tax Bill	$5,408 (2025)
Deeds & Mortgages	Nov 2023 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-263-023`

Property Details

APN / Parcel Number

Primary APN	`068-263-023`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Wood
Lot Area	3,200 sqft (0.074 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	441 AVALON ST
City	MORRO BAY
State	CA
Zip	93442-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB MORRO DEL MAR 1 BL 8 LT 34
Legal Subdivision	MORRO DEL MAR 01
Legal Block	8
Legal Lot Number	34
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1008
Census Tract	10505

Owner

441 Avalon St is owned by a company that bought it in September 2015.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	441 AVALON ST, MORRO BAY, CA 93442-3612
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Intrafamily Transfer, Transfer
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACQUIRE MTG & R/E INC
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2015 · Amount on File
Deed Sale	Sep 4, 2015 · Amount on File
Prior Sale	Jan 16, 2014 · Amount on File
Deed Document Number	201545591
Prior Transfer Date	Dec 23, 1993
Prior Transfer Doc	0000044924
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 21, 2023
Property Address	441 AVALON ST, MORRO BAY, CA 93442-3612
Document Number	0000035064
Map Reference	MB 3 PG 76
Instrument Date	Nov 17, 2023
Instrument	2023035064
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	441 AVALON ST, MORRO BAY, CA 93442-3612

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	441 AVALON ST, MORRO BAY, CA 93442-3612
Document Number	0000073602
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	441 AVALON ST MORRO BAY CA 934423612, MORRO BAY, CA 93442-3612

Mortgage

Document Number	0000073602
Date	Dec 14, 2020
Instrument	73602

Lender

Name	ACQUIRE MTG & R/E INC
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	441 AVALON ST, MORRO BAY, CA 93442-3612
Document Number	0000005101
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	TSI ESCROW - CERRITOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	441 AVALON ST MORRO BAY CA 934423612, MORRO BAY, CA 93442-3612

Mortgage

Document Number	0000005101
Date	Jan 31, 2020
Instrument	5101

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 441 Avalon St was $5,408.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$500,488 (+2%) Land $374,313 Building $126,175
2025	$5,408.00	$490,675 Land $366,974 Building $123,701
2023	$5,220.00 (+6.68%)	$471,624 Land $352,725 Building $118,899
2022	$4,893.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 441 Avalon St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Avalon St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Verizon.

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