Loudoun County property record for 44094 Gala Cir, Ashburn, VA 20147
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,111 sqft · built 1988 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $649,000 (Oct 2025) |
| Tax Bill | $4,961 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084-29-9785-000 |
| Primary APN | 084-29-9785-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,111 sqft Living Area |
| 1st Floor Area | 777 sqft |
| Basement Area | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | Deck Area |
| Patio Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 44094 GALA CIR |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20147-3341 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH4 |
| Legal Description | ASHBURN VILLAGE SEC.5 LOT 10 200509070100834 |
| Legal Subdivision | ASHBURN VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BROAD RUN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 611016 |
44094 Gala Cir, a townhouse, is owned and occupied by an individual who bought it in October 2025.
Source: Loudoun County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44094 GALA CIR, ASHBURN, VA 20147-3341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Sep 15, 2025 | Deed of Trust, Mortgage · Line of Credit SPECTRA FCU |
| Jun 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NFM LENDING |
| Oct 31, 2025 | Deed, Transfer · Conventional Mortgage BANK-FUND STAFF FCU |
| Mar 26, 2019 | Warranty Deed, Transfer · Conventional with PMI ATLANTIC COAST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on File |
| Deed Sale | Oct 31, 2025 · Amount on File |
| Prior Sale | Mar 26, 2019 · Amount on File |
| Deed Document Number | 202553293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Sep 15, 2026 |
| Property Address | 44094 GALA CIR, ASHBURN, VA 20147-3341 |
| Document Number | 0000048005 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 202648005 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 44094 GALA CIR, ASHBURN, VA 20147-3341 |
| Document Number | 0000048005, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 202648005 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 44094 GALA CIR, ASHBURN, VA 20147-3341 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000044454 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 20250915-0044454 |
| Name | SPECTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 44094 GALA CIR, ASHBURN, VA 20147-3341 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000066747 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 202106150066747 |
| Name | NFM LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 31, 2025 |
| Property Address | 44094 GALA CIR, ASHBURN, VA 20147-3341 |
| Document Number | 0000053293 |
| Map Reference | MB 985 PG 12 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 20251031-0053293 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | KVS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $649.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 44094 GALA CIR, ASHBURN, VA 20147-3341 |
| Document Number | 0000053294 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 20251031-0053294 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Mar 26, 2019 |
| Property Address | 44094 GALA CIR, ASHBURN, VA 20147-3341 |
| Document Number | 20190326014289 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 14289 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44094 GALA CIR ASHBURN VA 201473341, ASHBURN, VA 20147-3341 |
| Document Number | 20190326014290 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 14290 |
| Name | ATLANTIC COAST MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 44094 Gala Cir was $4,961, up 2% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,961.00 (+1.99%) | $616,390 (+2%) Land $197,500 Building $418,890 | $616,390 (+2%) Land $197,500 Building $418,890 |
| 2025 | $4,864.00 | $604,310 Land $195,000 Building $409,310 | $604,310 Land $195,000 Building $409,310 |
| 2023 | $4,732.00 | $540,880 Land $195,000 Building $345,880 | $540,880 Land $195,000 Building $345,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44094 Gala Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 44094 Gala Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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