St. Louis County property record for 4409 W 7th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,374 sqft · built 1948 |
| Lot Size | 0.151 acres (6,596 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Oct 2009) |
| Tax Bill | $2,932 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0830-01530 |
| Primary APN | 010-0830-01530 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,374 sqft Gross Area |
| 1st Floor Area | 984 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,596 sqft (0.151 acres) |
| Garage Area | 480 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 36 sqft |
| Deck Area | 256 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1093976 |
|---|---|
| Street Address | 4409 W 7TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4 AND 5 SERIAL # |
| Legal Subdivision | DICKERMANS ADD TO WEST DULUTH |
| Legal Block | 30 |
| Legal Lot Number | 4-5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4409 W 7TH ST, DULUTH, MN 55807-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2020 | Quit Claim Deed, Transfer US BK |
| Feb 20, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2009 · Amount on Record |
| Deed Sale | Oct 7, 2009 · Amount on Record |
| Deed Document Number | 2009875630 |
| Last Transfer Date | Dec 16, 2009 |
| Transfer Doc | 0000882979 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 10, 2020 |
| Property Address | 4409 W 7TH ST, DULUTH, MN 55807-1434 |
| Document Number | 00T1027160 |
| Instrument Date | Jul 27, 2020 |
| Instrument | T1027160 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4409 W 7TH ST DULUTH MN 558071434, DULUTH, MN 55807-1434 |
| Document Number | T1026938 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | T1026938 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4409 W 7TH ST, DULUTH, MN 55807-1434 |
| Document Number | 000T982913 |
| Instrument Date | Feb 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4409 W 7TH ST DULUTH MN 558071434, DULUTH, MN 55807-1434 |
| Document Number | 000T982913 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | T982913 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,932.00 (+0.41%) Homeowner's exemption | ||
| 2025 | $2,920.00 (+2.89%) Homeowner's exemption | $252,800 (+7.71%) Land $17,000 Building $235,800 | $252,800 (+7.71%) Land $17,000 Building $235,800 |
| 2024 | $2,838.00 | $234,700 (+27.9%) Land $18,200 Building $216,500 | $234,700 (+27.9%) Land $18,200 Building $216,500 |
| 2022 | $183,500 Land $16,700 Building $166,800 | $183,500 Land $16,700 Building $166,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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