4409 S Lowe Ave, Chicago, IL 60609 Property Records

Cook County property record for 4409 S Lowe Ave, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1889
Lot Size	0.09 acres (3,906 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Apr 2002)
Tax Bill	$2,887 (2023)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-04-314-003`

Property Details

APN / Parcel Number

Primary APN	`20-04-314-003`
Alternative APN	`20-04-314-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1891
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,906 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	4409 S LOWE AVE
City	CHICAGO
State	IL
Zip	60609-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(EBERHARTS) SUB OF NH OF SE NW SW SEC 04-38-14
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	EBERHARTS SUB
Legal Lot Number	22,21
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3004
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4409 S Lowe Ave is owned and occupied by an individual who bought it in April 2002.

Source: Cook County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	4409 S LOWE AVE, CHICAGO, IL 60609-3421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 22, 2020	Deed of Trust, Mortgage QUICKEN LNS
Feb 18, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jun 2, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2002 · Amount on File
Deed Sale	Apr 11, 2002 · Amount on File
Prior Sale	Jan 25, 1999 · Amount on File
Deed Document Number	200214489
Prior Transfer Date	Oct 5, 1993
Prior Transfer Doc	0000000309
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Aug 4, 2026
Property Address	4409 S LOWE AVE, CHICAGO, IL 60609-3421
Document Number	0000022159
Instrument Date	Jul 30, 2026
Instrument	202622159
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 S LOWE AVE, CHICAGO, IL 60609-3421

Mortgage

Document Number	0000022159,
Date	Aug 4, 2026
Instrument	202622159

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	8.63%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4409 S LOWE AVE, CHICAGO, IL 60609-3421
Document Number	2032539113
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4409 S LOWE AVE CHICAGO IL 606093421, CHICAGO, IL 60609-3421

Mortgage

Document Number	2032539113
Date	Nov 20, 2020
Instrument	32539113

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	324 Months
Due	Nov 19, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4409 S LOWE AVE, CHICAGO, IL 60609-3421
Document Number	2005708158
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4409 S LOWE AVE CHICAGO IL 606093421, CHICAGO, IL 60609-3421

Mortgage

Document Number	2005708158
Date	Feb 26, 2020
Instrument	5708158

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4409 S LOWE AVE, CHICAGO, IL 60609-3421
Document Number	1918417095
Instrument Date	Jun 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4409 S LOWE AVE CHICAGO IL 606093421, CHICAGO, IL 60609-3421

Mortgage

Document Number	1918417095
Date	Jul 3, 2019
Instrument	18417095

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,000 Land $2,344 Building $16,656	$190,000 Land $23,440 Building $166,560
2023	$2,887.00 (+3.37%)
2022	$2,793.00 (+1.64%) Homeowner's exemption	$17,000 (-) Land $3,906 Building $13,094	$170,000 (-) Land $39,060 Building $130,940
2021	$2,748.00 Homeowner's exemption	$17,000 Land $3,906 Building $13,094	$170,000 Land $39,060 Building $130,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4409 S Lowe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4409 S Lowe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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