James City County property record for 4409 Powhatan Xing, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,450 sqft · built 1990 |
| Lot Size | 0.444 acres (19,384 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,869 (2019) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-1 10-0-0001 |
| Primary APN | 47-1 10-0-0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 1,978 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Roof Material | Fiberglass |
| Lot Area | 19,384 sqft (0.444 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8760 |
|---|---|
| Street Address | 4409 POWHATAN XING |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-2497 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 LIMITED RESIDENTIAL |
| Legal Description | L-1 S-1 POWHATAN CROSSING |
| Legal Subdivision | POWHATAN CROSSING |
| Legal Lot Number | 1 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 80307 |
Source: James City County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4409 POWHATAN XING, WILLIAMSBURG, VA 23188-2497 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| May 11, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jan 22, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 6, 2017 | Deed of Trust, Mortgage · VA Mortgage MCS MTG BANKERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2020 |
| Deed Sale | Jan 22, 2020 |
| Prior Sale | Aug 26, 2008 · Amount on Record |
| Deed Document Number | 200000944 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 4409 POWHATAN XING, WILLIAMSBURG, VA 23188-2497 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0210002847 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 210002847 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 4409 POWHATAN XING, WILLIAMSBURG, VA 23188-2497 |
| Document Number | 0000007946 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4409 POWHATAN XING WILLIAMSBURG VA 231882497, WILLIAMSBURG, VA 23188-2497 |
| Document Number | 0000007946 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 7946 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jan 22, 2020 |
| Property Address | 4409 POWHATAN XING, WILLIAMSBURG, VA 23188-2497 |
| Document Number | 0000000944 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 944 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4409 POWHATAN XING WILLIAMSBURG VA 231882497, WILLIAMSBURG, VA 23188-2497 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 4409 POWHATAN XING, WILLIAMSBURG, VA 23188-2497 |
| Document Number | 0000019758 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000019758 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 19758 |
| Name | MCS MTG BANKERS |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $302,600 (+30.66%) Land $70,700 Building $231,900 | $302,600 (+30.66%) Land $70,700 Building $231,900 | |
| 2023 | $231,600 Land $52,500 Building $179,100 | $231,600 Land $52,500 Building $179,100 | |
| 2019 | $1,869.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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