McLennan County property record for 4409 Polk St, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,985 sqft · built 1945 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $78,300 (Nov 2010) |
| Tax Bill | $8,454 (2025) |
| Deeds & Mortgages | Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-057000-091001-5 |
| Primary APN | 28-057000-091001-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 1,985 sqft Living Area |
| 1st Floor Area | 1,985 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 209 ft deep x 63 ft wide |
| Porch | Open Porch |
| Porch Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4409 POLK ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-4849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TOMAS DE LA VEGA TRACT 43 ACRES .3 |
| Legal Subdivision | TOMAS DE LA VEGA |
| Legal Tract | 43 |
| Legal Lot Number | 43 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 1700 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4409 POLK ST, WACO, TX 76705-4849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2010 · Amount on Record |
| Deed Sale | Nov 15, 2010 · Amount on Record |
| Prior Sale | Sep 12, 2007 · Amount on Record |
| Deed Document Number | 201035309 |
| Prior Transfer Date | Sep 4, 2007 |
| Prior Transfer Doc | 0000033250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 4409 POLK ST, WACO, TX 76705-4849 |
| Document Number | 0000034591 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4409 POLK ST WACO TX 767054849, WACO, TX 76705-4849 |
| Document Number | 0000034591 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 34591 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Oct 16, 2020 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bellmead City |
| County | McLennan County |
| Unified School District | La Vega Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,000 (-27.82%) Land $11,040 Building $278,960 | $290,000 (-27.82%) Land $11,040 Building $278,960 | |
| 2025 | $8,454.00 (+21.71%) | $401,750 (+42.29%) Land $9,300 Building $392,450 | $401,750 (+42.29%) Land $9,300 Building $392,450 |
| 2024 | $6,946.00 (+37.52%) | ||
| 2023 | $282,350 Land $9,300 Building $273,050 | $282,350 Land $9,300 Building $273,050 | |
| 2022 | $5,051.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLMEAD serves 10,664 people · EPA ID TX1550001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures