4409 N 20th Dr, Phoenix, AZ 85015 Property Records

Maricopa County property record for 4409 N 20th Dr, Phoenix, AZ 85015

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,018 sqft · built 1956
Lot Size	0.237 acres (10,346 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Oct 2025)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`154-15-102`

Property Details

APN / Parcel Number

Primary APN	`154-15-102`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,018 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	2,018 sqft

Exterior

Year Built	Built 1956
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	10,346 sqft (0.237 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4409 N 20TH DR
City	PHOENIX
State	AZ
Zip	85015-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MELROSE ESTATES
Legal Range	02E
Legal Township	02N
Legal Section	24
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	MELROSE ESTATES
Legal Lot Number	100
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2002
Census Tract	109003

Owner

Source: Maricopa County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	4409 N 20TH DR, PHOENIX, AZ 85015-4123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Jul 17, 2015 · Amount on Record
Deed Document Number	20250607490
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 21, 2025
Property Address	4409 N 20TH DR, PHOENIX, AZ 85015-4123
Document Number	0000607490
Map Reference	MB 62 PG 47
Instrument Date	Oct 17, 2025
Instrument	20250607490
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7330 E PALO VERDE DR # DR24, DR24, SCOTTSDALE, AZ 85250-6075

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4409 N 20TH DR, PHOENIX, AZ 85015-4123

Mortgage

Document Number	0000607491
Date	Oct 21, 2025
Instrument	20250607491

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4409 N 20TH DR, PHOENIX, AZ 85015-4123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6243 N 19TH ST, PHOENIX, AZ 85016-1605

Mortgage

Document Number	0000950761
Date	Oct 6, 2020
Instrument	20200950761

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Alhambra Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,910 (-1.71%)	$379,100 (-1.71%) Land $75,800 Building $303,300
2025	$2,734.00 (+9.54%)
2024		$38,570	$385,700 Land $77,100 Building $308,600
2023	$2,496.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1988–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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