4409 Lafayette Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4409 Lafayette Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,536 sqft · built 1980
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Feb 2025)
Tax Bill	$1,047 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C015802000700150`

Property Details

APN / Parcel Number

Primary APN	`C015802000700150`
Alternative APN	`C-01-35-28-020-0070-0150`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,128 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	520 sqft
Driveway	Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C015802000700150
Street Address	4409 LAFAYETTE AVE
City	SEBRING
State	FL
Zip	33875-5216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN EST SEC 1 PB 7-PG 6 LOT 15 BLK 7
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN EST
Legal Block	7
Legal Lot Number	15
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1031
Census Tract	961301

Owner

Source: Highlands County records · APN C015802000700150

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4409 LAFAYETTE AVE, SEBRING, FL 33875-5216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 08, 2022	Deed of Trust, Mortgage · USDA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 05, 2018	Warranty Deed, Transfer SUPREME LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2025 · Amount on Record
Deed Sale	Feb 14, 2025 · Amount on Record
Prior Sale	Nov 05, 2018 · Amount on Record
Deed Document Number	2244347
Deed Book / Page	3098 / 389
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4409 LAFAYETTE AVE, SEBRING, FL 33875-5216
Transaction Type	Mortgage
Record Updated	Mar 03, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 LAFAYETTE AVE, SEBRING, FL 33875-5216

Mortgage

Document Number	0002077150
Date	Feb 08, 2022
Book Page	2883/328
Instrument	2077150

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 05, 2018
Property Address	4409 LAFAYETTE AVE, SEBRING, FL 33875-5216
Document Number	0001917233
Book / Page	002663 / 000565
Instrument Date	Oct 25, 2018
Instrument	1917233
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$819.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 LAFAYETTE AVE SEBRING FL 338755216, SEBRING, FL 33875-5216

Mortgage

Document Number	1917234
Date	Nov 05, 2018
Book Page	002663/000567
Instrument	1917234

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 04, 2048

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,879 (+5.99%)	$163,915 (+0.66%) Land $19,500 Building $144,415
2024	$1,047.00 (+4.6%)
2023	$1,001.00 (-2.82%) Homeowner's exemption Widower's exemption	$93,293 (+3%)	$162,835 (+17.02%) Land $16,000 Building $146,835
2022	$1,030.00 Homeowner's exemption Widower's exemption	$90,576	$139,152 Land $12,000 Building $127,152

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Based on FCC filings for 313 locations within half a mile of this property.

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