4409 E Belmont St, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 4409 E Belmont St, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 976 sqft · built 1984
Lot Size	0.147 acres (6,399 sqft)
Owner	Individual Name on Record
Last Sale	$208,000 (Nov 2018)
Tax Bill	$3,376 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-26-276-003-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-26-276-003-000`
Alternative APN	`37190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	976 sqft Finished Area
1st Floor Area	976 sqft
Basement Area	912 sqft
Finished Basement	810 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,399 sqft (0.147 acres)
Lot Dimensions	104 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	37190
Street Address	4409 E BELMONT ST
City	SIOUX FALLS
State	SD
Zip	57103-4280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS;RESID S
Legal Description	ASCOT PARK SEC 3 BLOCK 13 HUNTINGTON HILLS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	HUNTINGTON HILLS ADDN
Legal Block	13
Legal Lot Number	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3007
Census Tract	1804

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4409 E BELMONT ST, SIOUX FALLS, SD 57103-4280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Nov 16, 2018	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Aug 9, 2012 · Amount on Record
Deed Book / Page	586-D / 0386
Last Transfer Date	Nov 21, 2023
Transfer Doc	0623000275
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4409 E BELMONT ST, SIOUX FALLS, SD 57103-4280
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 E BELMONT ST, SIOUX FALLS, SD 57103-4280

Mortgage

Document Number	001978/238
Date	Nov 29, 2023
Book Page	1978/238

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	3905 W 49TH ST # 2, SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4409 E BELMONT ST, SIOUX FALLS, SD 57103-4280
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1911MTG/491
Date	Jan 14, 2021
Book Page	1911 MTG/491

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4409 E BELMONT ST, SIOUX FALLS, SD 57103-4280
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1887MTG/505
Date	Jun 10, 2020
Book Page	1887 MTG/505

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 16, 2018
Property Address	4409 E BELMONT ST, SIOUX FALLS, SD 57103-4280
Document Number	586DEED/0386
Book / Page	586 DEED / 0386
Instrument Date	Nov 8, 2018
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4409 E BELMONT ST, SIOUX FALLS, SD 57103-4280

Mortgage

Document Number	1850MTG0709
Date	Nov 16, 2018
Instrument	1850 MTG/0709

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,294 (-2.95%) Land $29,868 Building $213,426	$243,294 Land $29,868 Building $213,426
2025	$3,376.00	$250,700 (+5.16%) Land $30,200 Building $220,500
2024	$3,376.00 (+10.58%)	$238,400 (+16.75%) Land $30,800 Building $207,600
2022	$3,053.00	$204,200 Land $30,800 Building $173,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak.

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