4409 E Andrea Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4409 E Andrea Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,479 sqft · built 1996
Lot Size	0.348 acres (15,174 sqft)
Owner	Individual Name on File
Last Sale	$915,000 (Jan 2022)
Tax Bill	$3,150 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2018 Transfer
Flood Zone	Zone X (moderate risk)
APN	`212-12-257`

Property Details

APN / Parcel Number

Primary APN	`212-12-257`
Alternative APN	`212122576`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,479 sqft Living Area
Gross Area	3,689 sqft
1st Floor Area	2,314 sqft
2nd Floor Area	1,165 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	15,174 sqft (0.348 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4409 E ANDREA DR
City	CAVE CREEK
State	AZ
Zip	85331-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	TATUM HIGHLANDS PARCEL 3A MCR 399-34
Legal Range	4E
Legal Township	5N
Legal Section	31
Legal Subdivision	TATUM HIGHLANDS PARCEL 3A
Legal Lot Number	17
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2011
Census Tract	613300

Owner

4409 E Andrea Dr is owned and occupied by an individual who bought it in January 2022.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	4409 E ANDREA DR, CAVE CREEK, AZ 85331-2605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Warranty Deed, Transfer · Conventional Mortgage LADERA LENDING INC
May 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022 · Amount on File
Deed Sale	Jan 27, 2022 · Amount on File
Prior Sale	Oct 15, 2009 · Amount on File
Deed Document Number	202280526
Prior Transfer Date	Sep 2, 1997
Prior Transfer Doc	0000619253
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 27, 2022
Property Address	4409 E ANDREA DR, CAVE CREEK, AZ 85331-2605
Document Number	0000080526
Map Reference	MB 399 PG 34
Instrument Date	Dec 6, 2021
Instrument	20220080526
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 E JEFFERSON ST # ST1712, 188, PHOENIX, AZ 85004-2959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 E ANDREA DR, CAVE CREEK, AZ 85331-2605

Mortgage

Document Number	0000080527
Date	Jan 27, 2022
Instrument	20220080527

Lender

Name	LADERA LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 25, 2018
Property Address	4409 E ANDREA DR, CAVE CREEK, AZ 85331-2605
Document Number	0000404422
Instrument Date	May 21, 2018
Instrument	404422
Transaction Type	Transfer
Record Updated	Aug 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4409 E ANDREA DR CAVE CREEK AZ 853312605, CAVE CREEK, AZ 85331-2605

Tax Assessment & Valuation

The 2025 property tax bill for 4409 E Andrea Dr was $3,150.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,720 (+49.87%)	$797,200 (+2.38%) Land $159,400 Building $637,800
2025	$3,150.00	$53,192 (-35.49%)	$778,700 (-5.57%) Land $155,700 Building $623,000
2024		$82,460	$824,600 Land $164,900 Building $659,700
2023	$2,937.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4409 E Andrea Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2002–2026)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4409 E Andrea Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 46% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AirFiber WISP, BAM Broadband.

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