Kendall County property record for 4409 Cummins St, Plano, IL 60545
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,382 sqft · built 2005 |
| Lot Size | 0.122 acres (5,302 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Jan 2023) |
| Tax Bill | $5,906 (2024) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-25-227-013 |
| Primary APN | 01-25-227-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,382 sqft Living Area |
| Gross Area | 1,602 sqft |
| 1st Floor Area | 1,382 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,302 sqft (0.122 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4409 CUMMINS ST |
|---|---|
| City | PLANO |
| State | IL |
| Zip | 60545-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 682 LAKEWOOD SPRINGS UNIT 3A COM NW COR SD LT SE 3.08 SE 42.46 SW 113.51 NW 44.9 NE 122.9 TO POB, CITYOF PLANO |
| Legal Subdivision | LAKEWOOD SPRINGS |
| Legal Lot Number | 682 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | LITTLE ROCK |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 890501 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4409 CUMMINS ST, PLANO, IL 60545-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2023 · Amount on Record |
| Deed Sale | Jan 9, 2023 · Amount on Record |
| Prior Sale | Jul 10, 2006 · Amount on Record |
| Deed Document Number | 2023309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jan 9, 2023 |
| Property Address | 4409 CUMMINS ST, PLANO, IL 60545-2243 |
| Document Number | 0000000309 |
| Map Reference | DOC 2004-00015314 |
| Instrument Date | Jan 5, 2023 |
| Instrument | 202300000309 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4409 CUMMINS ST, PLANO, IL 60545-2243 |
| Document Number | 0000000310 |
|---|---|
| Date | Jan 9, 2023 |
| Instrument | 202300000310 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Little Rock Township |
| Municipality | Plano City |
| Unified School District | Plano Community Unit School District 88 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,911 (+53.71%) Land $7,291 Building $64,620 | $215,733 (+53.71%) Land $21,873 Building $193,860 | |
| 2024 | $5,906.00 | ||
| 2022 | $46,784 Land $5,082 Building $41,702 | $140,352 Land $15,246 Building $125,106 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1997–2013) |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLANO serves 12,600 people · EPA ID IL0930200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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