4409 Cover St, Riverside, CA 92506 Property Records

Riverside County property record for 4409 Cover St, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,026 sqft · built 1922
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,500 (Sep 2022)
Tax Bill	$4,280 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225-021-043`

Property Details

APN / Parcel Number

Primary APN	`225-021-043`
Alternative APN	`042000033`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,026 sqft Living Area
Gross Area	1,128 sqft
1st Floor Area	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	042000033
Street Address	4409 COVER ST
City	RIVERSIDE
State	CA
Zip	92506-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 31 MB 007/031 GROFTHOLDT SUB
Legal Subdivision	GROFTHOLDT SUB
Legal Lot Number	31
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3013
Census Tract	31100

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6226 WASHINGTON AVE, WHITTIER, CA 90601-3640
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage CASTLE MORTGAGE CORP
Sep 19, 2022	Grant Deed, Transfer · Commercial Mortgage MOBIUS CAPITAL INC
Jan 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	2022399090
Prior Transfer Date	Mar 5, 1996
Prior Transfer Doc	0000089079
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4409 COVER ST, RIVERSIDE, CA 92506-2245
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6226 WASHINGTON AVE, WHITTIER, CA 90601-3640
Investor	Possibly a Property Investor

Mortgage

Document Number	0000302491
Date	Oct 13, 2023
Instrument	2023-0302491

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 19, 2022
Property Address	4409 COVER ST, RIVERSIDE, CA 92506-2245
Document Number	0000399090
Map Reference	MB 7 PG 31
Instrument Date	Aug 19, 2022
Instrument	2022-0399090
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6226 WASHINGTON AVE, WHITTIER, CA 90601-3640
Investor	Possibly a Property Investor

Mortgage

Document Number	0000399091
Date	Sep 19, 2022
Instrument	2022-0399091

Lender

Name	MOBIUS CAPITAL INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 15, 2020
Property Address	4409 COVER ST, RIVERSIDE, CA 92506-2245
Document Number	0000020280
Instrument Date	Oct 24, 2019
Instrument	20280
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20749 SANTA ROSE MINE RD PERRIS AR, PERRIS, AR

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,340 (+2%) Land $95,508 Building $291,832
2025	$4,280.00 (+3.83%)	$379,746 (+4.04%) Land $93,636 Building $286,110
2023	$4,122.00 (+344.66%)	$365,000 Land $90,000 Building $275,000
2022	$927.00
2021			$435,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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