4409 Cherry Flats Rd, Covington, PA 16917 Property Records

Tioga County property record for 4409 Cherry Flats Rd, Covington, PA 16917

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 680 sqft · built 1956
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (Aug 2018)
Tax Bill	$1,527 (2026)
Deeds & Mortgages	Feb 2018 Line of Credit Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07/01.00/071./000`

Property Details

APN / Parcel Number

Primary APN	`07/01.00/071./000`
Alternative APN	`00003574`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	680 sqft Living Area
Basement Area	408 sqft
Unfinished Basement	408 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Gas
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	00003574
Street Address	4409 CHERRY FLATS RD
City	COVINGTON
State	PA
Zip	16917-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	TIOGA PA
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1063
Census Tract	950500

Owner

Source: Tioga County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4409 CHERRY FLATS RD, COVINGTON, PA 16917-9408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS COMMUNITY BANK
Aug 24, 2018	Deed, Transfer SIX WEST SETTLEMENTS INC
Aug 24, 2018	Deed, Transfer SIX WEST SETTLEMENTS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Deed Document Number	20187589
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	4409 CHERRY FLATS RD, COVINGTON, PA 16917-9408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201801656
Date	Feb 22, 2018
Instrument	201801656

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank
Address	MANSFIELD, PA 16933

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 3, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA PA
Recording Date	Aug 24, 2018
Property Address	4409 CHERRY FLATS RD, COVINGTON, PA 16917-9408
Document Number	201807589
Instrument Date	Aug 24, 2018
Instrument	201807589
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	SIX WEST SETTLEMENTS INC

Transaction

Amount	Amount on Record
Tax	$1,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 S OLD MIDDLETOWN RD, 541, MEDIA, PA 19063-4941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SCHUYLKILL ST, BLOSSBURG, PA 16912-1205

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA PA
Recording Date	Aug 24, 2018
Property Address	4409 CHERRY FLATS RD, COVINGTON, PA 16917-9408
Document Number	201807589
Instrument Date	Aug 24, 2018
Instrument	201807589
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	SIX WEST SETTLEMENTS INC

Transaction

Amount	Amount on Record
Tax	$1,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 S OLD MIDDLETOWN RD, 541, MEDIA, PA 19063-4941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SCHUYLKILL ST, BLOSSBURG, PA 16912-1205

Tax Assessment & Valuation

Source: Tioga County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Tioga County
County Subdivision	Covington Township
Unified School District	Southern Tioga School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,527.00 (-34.38%)	$97,970 (-) Land $25,000 Building $72,970
2024	$2,327.00	$97,970 Land $25,000 Building $72,970
2023			$97,970 Land $25,000 Building $72,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 79% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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