4409 Calhoun St, Gary, IN 46408 Property Records

Lake County property record for 4409 Calhoun St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,943 sqft · built 1949
Lot Size	0.217 acres (9,453 sqft)
Owner	2 Individual Names on File
Last Sale	$218,800 (Aug 2026)
Tax Bill	$3,028 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-01-39-0103-0002`

Property Details

APN / Parcel Number

Primary APN	`001-01-39-0103-0002`
Alternative APNs	`45-07-25-383-002.000-001` `013901030002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,943 sqft Living Area
1st Floor Area	1,009 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2015
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	126 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4409 CALHOUN ST
City	GARY
State	IN
Zip	46408-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J. R. BRANTS 45TH AVE. GARDENS ALL L.2 BL.7
Legal Subdivision	J. R. BRANTS 45TH AVE. GARDENS
Legal Block	7
Legal Lot Number	2
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1013
Census Tract	41302

Owner

4409 Calhoun St is owned and occupied by two individuals who bought it in August 2026.

Source: Lake County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4409 CALHOUN ST, GARY, IN 46408-2913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK NATIONAL ASSOCIATION
Feb 11, 2020	Deed of Trust, Mortgage ANGEL OAK MTG SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Prior Sale	Oct 17, 2022
Deed Document Number	2026536345
Prior Transfer Date	Jul 12, 2013
Prior Transfer Doc	0000060631
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 27, 2026
Property Address	4409 CALHOUN ST, GARY, IN 46408-2913
Document Number	0000536345
Instrument Date	Aug 25, 2026
Instrument	2026536345
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 CALHOUN ST, GARY, IN 46408-2913

Mortgage

Document Number	0000536346,
Date	Aug 27, 2026
Instrument	2026536346

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4409 CALHOUN ST, GARY, IN 46408-2913
Document Number	0000011222
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4409 CALHOUN ST GARY IN 464082913, GARY, IN 46408-2913

Mortgage

Document Number	0000011222
Date	Feb 14, 2020
Instrument	11222

Lender

Name	ANGEL OAK MTG SOLUTIONS
Address	ATLANTA, GA 30328

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Unified School District	Lake Ridge Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,200 Land $12,400 Building $155,800	$168,200 Land $12,400 Building $155,800
2024	$3,028.00
2023		$147,200 (+150.34%) Land $14,200 Building $133,000	$147,200 (+150.34%) Land $14,200 Building $133,000
2022	$1,176.00	$58,800 Land $13,900 Building $44,900	$58,800 Land $13,900 Building $44,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4409 Calhoun St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1981–1999)
Most Recent Claim	Apr 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4409 Calhoun St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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