Lubbock County property record for 4409 46th St, Lubbock, TX 79414 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,103 sqft · built 1953 |
| Lot Size | 0.174 acres (7,586 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $412 (2024) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R129686 |
| Primary APN | R129686 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,103 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Asbestos |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,586 sqft (0.174 acres) |
| Lot Dimensions | 127 ft deep x 59.5 ft wide |
| Street Address | 4409 46TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79414-3311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCULLOCH L 205 |
| Legal Subdivision | MCCULLOCH |
| Legal Lot Number | 205 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1806 |
Source: Lubbock County records · APN R129686
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4409 46TH ST, LUBBOCK, TX 79414-3311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Line of Credit LUBBOCK NATIONAL BANK |
| Dec 11, 2020 | Deed of Trust, Mortgage · Line of Credit LUBBOCK NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 1999 |
| Deed Sale | Sep 28, 1999 |
| Deed Document Number | 0006445311 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 4409 46TH ST, LUBBOCK, TX 79414-3311 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000011630 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 2023011630 |
| Name | LUBBOCK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79423 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 30, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 31, 2024 |
| Change Frequency | Monthly |
| Min Rate At Change | 8.5% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Max Rate | 14.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 4409 46TH ST, LUBBOCK, TX 79414-3311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000056322 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020056322 |
| Name | LUBBOCK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79423 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Oct 26, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 26, 2021 |
| Change Frequency | Monthly |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 8.25% |
| Index | Other |
| Margin | 3 |
| Max Rate | 12.3% |
Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $108,314 (+21%) Land $20,000 Building $95,560 | $115,560 (+9.98%) Land $20,000 Building $95,560 | |
| 2024 | $412.00 (+1.48%) | ||
| 2023 | $406.00 (-26.71%) Homeowner's exemption | $89,515 Land $7,557 Building $97,520 | $105,077 Land $7,557 Building $97,520 |
| 2022 | $554.00 |
Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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