4409 228th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 4409 228th St E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,758 sqft · built 1996
Lot Size0.67 acres (29,185 sqft)
OwnerIndividual Name on Record
Last Sale$540,000 (Aug 2023)
Tax Bill$5,368 (2025)
Deeds & MortgagesNov 2025 Mortgage
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN031813-6-013

Property Details

APN / Parcel Number

Primary APN031813-6-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,758 sqft Living Area
1st Floor Area1,758 sqft
Basement Area440 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area29,185 sqft (0.67 acres)
Garage Area440 sqft

Exterior Amenities

PorchOpen Slab
Porch Area360 sqft
Deck Area80 sqft
Patio Area80 sqft
Shed1 Shed
Shed Area560 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address4409 228TH ST E
CitySPANAWAY
StateWA
Zip98387-6142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionSECTION 13 TOWNSHIP 18 RANGE 03 QUARTER 21 : L 3 S P 88-10-18-0318 TOG/W EASE & RESTRICTIONS OF REC OUT OF 2-009 SEG Z-0780 BL RJ
Legal Range03
Legal Township18
Legal Section13
Legal SubdivisionSHORT PLAT #8810180318
Legal BlockRJ
Legal Lot Number3
JurisdictionPIERCE WA
Township / Civil DivisionGRAHAM-THRIFT
Census Block Group4
Census Block4002
Census Tract73114

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4409 228TH ST E, SPANAWAY, WA 98387-6142
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 11, 2023Warranty Deed, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Mar 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Feb 16, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2023 · Amount on Record
Deed SaleAug 11, 2023 · Amount on Record
Prior SaleAug 18, 2005 · Amount on Record
Deed Document Number2023394
Prior Transfer DateFeb 12, 2022
Prior Transfer Doc0000000622
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address4409 228TH ST E, SPANAWAY, WA 98387-6142
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011260287
DateNov 26, 2025
Instrument202511260287
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateAug 11, 2023
Property Address4409 228TH ST E, SPANAWAY, WA 98387-6142
Document Number0008110394
Instrument DateAug 8, 2023
Instrument202308110394
Transaction TypeTransfer
Record UpdatedAug 23, 2023
Title CompanyEQUITY TITLE/AMERICA LLC, EQUITY TITLE OF WA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,667.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4409 228TH ST E, SPANAWAY, WA 98387-6142

Mortgage

Document Number0008110395
DateAug 11, 2023
Instrument202308110395
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address4409 228TH ST E, SPANAWAY, WA 98387-6142
Transaction TypeMortgage
Record UpdatedMar 21, 2022
Title CompanyRAINIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003090295
DateMar 9, 2022
Instrument202203090295
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP CORP
TypeMortgage Company
AddressANN ARBOR, MI 48108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPIERCE WA
Recording DateFeb 16, 2022
Property Address4409 228TH ST E, SPANAWAY, WA 98387-6142
Document Number0002160622
Map ReferencePL 8810180318
Instrument DateFeb 12, 2022
Instrument202202160622
Transaction TypeTransfer
Record UpdatedFeb 24, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1503 GARFIELD ST S, 1503, TACOMA, WA 98444-3823

Transferred To (Grantee/Buyer)

NameVerified Name
Address4409 228TH ST E, SPANAWAY, WA 98387-6142

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$486,600 (+9.23%) Land $208,800 Building $277,800$486,600 (+9.23%) Land $208,800 Building $277,800
2025$5,368.00 (+3.69%)
2024$5,177.00 (-3.92%)$445,500 (-5.77%) Land $185,400 Building $260,100$445,500 (-5.77%) Land $185,400 Building $260,100
2023$5,388.00$472,800 Land $197,900 Building $274,900$472,800 Land $197,900 Building $274,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWOOD
private · serves 64,155 people · EPA ID WA5382844
Water SourcePurchased surface water from several systems
Last State InspectionNov 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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