4408 White Ln, Bakersfield, CA 93309 Property Records

Kern County property record for 4408 White Ln, Bakersfield, CA 93309

Property Summary

Property Type	Duplex
Details	6 bd · 5.5 ba · 2,404 sqft · built 1991
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Feb 2020)
Tax Bill	$4,976 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`403-242-25-00-4`

Property Details

APN / Parcel Number

Primary APN	`403-242-25-00-4`
Alternative APNs	`403-242-25-8` `4032422500` `40324225`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,404 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	2,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	403242258
Street Address	4408 WHITE LN
City	BAKERSFIELD
State	CA
Zip	93309-6424
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	TRACT 4634 , BLOCK , LOT P
Legal Subdivision	PARCEL MAP WAIVER NO 18 90
Legal Tract	4634
Legal Block	2
Legal Lot Number	P
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	2
Census Block	2011
Census Tract	3112

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 40665, BAKERSFIELD, CA 93384-0665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Grant Deed, Transfer NAVY FCU
Dec 21, 2017	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	202015875
Prior Transfer Date	Aug 29, 2006
Prior Transfer Doc	0000241460
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Feb 4, 2020
Property Address	4408 WHITE LN, BAKERSFIELD, CA 93309-6424
Document Number	0000015875
Instrument Date	Oct 11, 2019
Instrument	15875
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4408 WHITE LN BAKERSFIELD CA 933096424, BAKERSFIELD, CA 93309-6424

Mortgage

Document Number	15876
Date	Feb 4, 2020
Instrument	15876

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Dec 21, 2017
Property Address	4408 WHITE LN, BAKERSFIELD, CA 93309-6424
Document Number	0000175467
Map Reference	MB6189 PG217
Instrument Date	Dec 13, 2017
Instrument	0217175467
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CONSUMERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4408 WHITE LN, BAKERSFIELD, CA 93309-6424

Mortgage

Document Number	0000175468
Date	Dec 21, 2017
Instrument	0217175468

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$320,149 (+2%) Land $55,774 Building $264,375
2025	$4,976.00 (+2.18%) Homeowner's exemption	$313,873 (+4.04%) Land $54,681 Building $259,192
2024	$4,870.00 (+1.67%)
2023	$4,790.00 (+4.31%) Homeowner's exemption	$301,686 Land $52,558 Building $249,128
2022	$4,592.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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