4408 Summerfield Ct, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4408 Summerfield Ct, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,813 sqft · built 1992
Owner	Individual Name on Record
Last Sale	$180,000 (Jul 2021)
Tax Bill	$2,228 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-1N-29-0399-00B00-0040`

Property Details

APN / Parcel Number

Primary APN	`15-1N-29-0399-00B00-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,813 sqft Heated Area
Gross Area	2,625 sqft
1st Floor Area	2,239 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	386 sqft
Patio Area	322 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	151N29039900B000040
Street Address	4408 SUMMERFIELD CT
City	PACE
State	FL
Zip	32571-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BRIARCLIFF LOT 4 BLK B AS IN OR 4149 PG 1670 LESS ALL MINERAL RIGHTS
Legal Range	29W
Legal Township	01N
Legal Section	15
Legal Subdivision	BRIARCLIFF
Legal Block	B
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1005
Census Tract	10705

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4408 SUMMERFIELD CT, PACE, FL 32571-2050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Jun 18, 2015 · Amount on Record
Deed Document Number	202147979
Deed Book / Page	4149 / 1670
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 16, 2021
Property Address	4408 SUMMERFIELD CT, PACE, FL 32571-2050
Document Number	0041491670
Book / Page	4149 / 1670
Map Reference	MB E PG 53
Instrument Date	Jul 13, 2021
Instrument	202147979
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 ELDREDGE RD, 151, FORT WALTON BEACH, FL 32547-1346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 ROYAL TOWER DR, HOMEWOOD, AL 35209-6865

Mortgage

Document Number	41491672
Date	Jul 16, 2021
Instrument	4149/1672

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,228.00 (+3.77%) Homeowner's exemption	$209,676 (+3%)	$211,355 (+1.09%) Land $32,500 Building $178,855
2023	$2,147.00 (+2.78%) Homeowner's exemption	$203,569 (+3%)	$209,081 (+5.79%) Land $32,500 Building $176,581
2022	$2,089.00 Homeowner's exemption	$197,640	$197,640 Land $23,000 Building $174,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (1995–2020)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20