4408 Sinon St, Scio, NY 14880 Property Records

Allegany County and Scio Town property record for 4408 Sinon St, Scio, NY 14880

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,500 sqft · built 1959
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Sep 2019)
Tax Bill	$3,426 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2019 Sale & Mortgage
APN	`026600 199.18-2-15`

Property Details

APN / Parcel Number

Primary APN	`026600 199.18-2-15`
Alternative APNs	`660019901800020150000000` `00000000145`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	86.7 ft deep x 148 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	376 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00000000145
Street Address	4408 SINON ST
City	SCIO
State	NY
Zip	14880-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	GL 7
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	ALLEGANY NY
Township / Civil Division	SCIO
Census Block Group	1
Census Block	1062
Census Tract	950700

Owner

4408 Sinon St is owned and occupied by two individuals who acquired it in September 2025.

Source: Allegany County and Scio Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4408 SINON ST, SCIO, NY 14880-9793
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed, Transfer PENNYMAC LOAN SERVICES LLC
Sep 30, 2019	Grant Deed, Transfer · FHA Mortgage HUNT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Deed Document Number	20194232
Last Transfer Date	Sep 26, 2025
Transfer Doc	0000001467
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY NY
Recording Date	Oct 8, 2025
Property Address	4408 SINON ST, SCIO, NY 14880-9793
Document Number	0000001467
Instrument Date	Sep 26, 2025
Instrument	2025-61467
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4408 SINON ST, SCIO, NY 14880-9793

Mortgage

Document Number	0000001468
Date	Oct 8, 2025
Instrument	2025-61468

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY NY
Recording Date	Sep 30, 2019
Property Address	4408 SINON ST, SCIO, NY 14880-9793
Document Number	0000004232
Instrument Date	Sep 11, 2019
Instrument	4232
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 SOUTHVIEW DR ARCADE NY 140099539, ARCADE, NY 14009-9539

Mortgage

Document Number	4233
Date	Sep 30, 2019
Instrument	4233

Lender

Name	HUNT MTG
Type	Mortgage Company
Address	LANCASTER, NY 14086

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4408 Sinon St was $3,426, up 1,869% from the year before.

Source: Allegany County and Scio Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Scio Town
Unified School District	Scio Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,426.00 (+1,868.97%)
2025	$174.00 (-89.75%)	$72,200 (-) Land $6,600 Building $65,600	$104,600 (+8.39%) Land $9,562 Building $95,038
2024	$1,698.00	$72,200 (-) Land $6,600 Building $65,600	$96,500 (+11.56%) Land $8,821 Building $87,679
2023		$72,200 Land $6,600 Building $65,600	$86,500 Land $7,907 Building $78,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4408 Sinon St; there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1981–2011)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms And Flooding, Aug 2000 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4408 Sinon St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCIO WATER DISTRICT serves 990 people · EPA ID NY0200325
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Oct 2019
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Armstrong, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sinon St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures