McLennan County property record for 4408 N Rock Creek Loop, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,896 sqft · built 1995 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,000 (Aug 2018) |
| Tax Bill | $3,441 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-000500-000503-3 |
| Primary APN | 18-000500-000503-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft |
| Garage Type | Carport |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 156 sqft |
| Shed | 1 Shed |
| Shed Area | 1,080 sqft |
| Canopy | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4408 N ROCK CREEK LOOP |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-7129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | CAMPBELL D W ACRES 2.0 |
| Legal Subdivision | CAMPBELL D W |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | CHINA SPRING |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 4102 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4408 N ROCK CREEK LOOP, WACO, TX 76708-7129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2018 · Amount on File |
| Deed Sale | Aug 28, 2018 · Amount on File |
| Deed Document Number | 201830537 |
| Prior Transfer Date | Aug 24, 2018 |
| Prior Transfer Doc | 0000030537 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 4408 N ROCK CREEK LOOP, WACO, TX 76708-7129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014723 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 2017014723 |
| Name | MEMBERS CHOICE OF CENTRAL TEXAS FCU |
|---|---|
| Type | Credit Union |
| Address | WACO, TX 76710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 5, 2032 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | China Spring Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,553 (-4.41%) Land $41,000 Building $299,553 | $340,553 (-7.87%) Land $41,000 Building $299,553 | |
| 2025 | $3,441.00 (+0.91%) Homeowner's exemption | $356,255 (+4.2%) Land $34,040 Building $335,590 | $369,630 (+8.11%) Land $34,040 Building $335,590 |
| 2024 | $3,410.00 (+12.88%) | ||
| 2023 | $341,900 Land $34,040 Building $307,860 | $341,900 Land $34,040 Building $307,860 | |
| 2022 | $3,021.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2007–2012) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 46% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROSS COUNTRY WSC serves 3,939 people · EPA ID TX1550059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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