4408 Moratock Ln, Clemmons, NC 27012 Property Records

Forsyth County property record for 4408 Moratock Ln, Clemmons, NC 27012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,334 sqft · built 1997
Lot Size	0.282 acres (12,320 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Nov 2019)
Tax Bill	$4,235 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5882-77-2312.00`

Property Details

APN / Parcel Number

Primary APN	`5882-77-2312.00`
Alternative APNs	`5882772312000` `4298025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,334 sqft Living Area
Gross Area	3,443 sqft
1st Floor Area	1,167 sqft
2nd Floor Area	1,136 sqft
Basement Area	1,140 sqft
Finished Basement	530 sqft
Unfinished Basement	610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Security Alarm	Security Alarm

Exterior

Year Built	Built 1997
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,320 sqft
Lot Dimensions	154 ft deep x 80 ft wide
Terrain	Other
Porch	Open Porch
Porch Area	192 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Old Parcel Number	4298025
Street Address	4408 MORATOCK LN
City	CLEMMONS
State	NC
Zip	27012-7712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS9
Legal Description	LO:025 BL:4298
Legal Subdivision	CARRIAGEBROOK - ASBURY PLACE
Legal Block	4298
Legal Lot Number	25
Jurisdiction	FORSYTH NC
Township / Civil Division	CLEMMONSVILLE
Census Block Group	2
Census Block	2004
Census Tract	4005

Owner

4408 Moratock Ln is owned and occupied by an individual who bought it in November 2019.

Source: Forsyth County records, as of October 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4408 MORATOCK LN, CLEMMONS, NC 27012-7712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 13, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 6, 2017	Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Prior Sale	Nov 6, 2017 · Amount on File
Deed Document Number	0034924156
Deed Book / Page	3492 / 4156
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	4408 MORATOCK LN, CLEMMONS, NC 27012-7712
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037254220
Date	Oct 31, 2022
Book Page	3725/4220
Instrument	2022049230

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ADVANCE, NC 27006

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	4408 MORATOCK LN, CLEMMONS, NC 27012-7712
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036440451
Date	Sep 28, 2021
Book Page	3644/451
Instrument	2021053081

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Nov 13, 2019
Property Address	4408 MORATOCK LN, CLEMMONS, NC 27012-7712
Document Number	0034924156
Book / Page	3492 / 4156
Map Reference	MB 38 PG 108
Instrument Date	Sep 18, 2019
Instrument	2019045838
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4408 MORATOCK LN, CLEMMONS, NC 27012-7712

Mortgage

Document Number	2019045839
Date	Nov 13, 2019
Instrument	2019045839

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Nov 6, 2017
Property Address	4408 MORATOCK LN, CLEMMONS, NC 27012-7712
Document Number	0033763888
Book / Page	003376 / 003888
Instrument Date	Oct 25, 2017
Instrument	44527
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4408 MORATOCK LN CLEMMONS NC 270127712, CLEMMONS, NC 27012-7712

Mortgage

Document Number	33763891
Date	Nov 6, 2017
Book Page	003376/003891
Instrument	44528

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4408 Moratock Ln was $4,235.

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Municipality	Clemmons Village
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,235.00	$544,700 Land $75,000 Building $469,700	$544,700 Land $75,000 Building $469,700
2023	$3,033.00	$330,100 Land $54,000 Building $276,100	$330,100 Land $54,000 Building $276,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4408 Moratock Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1998–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4408 Moratock Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Zirrus.

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