4408 John Ritchie Rd, Iron Station, NC 28080 Property Records

Lincoln County property record for 4408 John Ritchie Rd, Iron Station, NC 28080

Property Summary

Property Type	Mobile Home
Details	4 bd · 3 ba · 1,768 sqft · built 2014
Lot Size	0.984 acres (42,863 sqft)
Owner	2 Individual Names on Record
Tax Bill	$772 (2026)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3671-03-9703`

Property Details

APN / Parcel Number

Primary APN	`3671-03-9703`
Alternative APNs	`251809` `91295`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Mobile Home
Lot Area	42,863 sqft (0.984 acres)
Storage Building	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	251809
Street Address	4408 JOHN RITCHIE RD
City	IRON STATION
State	NC
Zip	28080-9487
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-T
Legal Description	LT1 BARNEY & VICKIE SMITH
Legal Lot Number	1
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	1
Census Block	1008
Census Tract	71002

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4408 JOHN RITCHIE RD, IRON STATION, NC 28080-9487
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 28, 2014
Transfer Doc	24570282
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	Sep 10, 2026
Property Address	4408 JOHN RITCHIE RD, IRON STATION, NC 28080-9487
Document Number	0000714866
Book / Page	3536 / 352
Instrument Date	Sep 9, 2026
Instrument	2026714866
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4408 JOHN RITCHIE RD, IRON STATION, NC 28080-9487

Mortgage

Document Number	0000714866,
Date	Sep 10, 2026
Book Page	3536/352
Instrument	2026714866

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$772.00 (+0.39%)	$101,650 (-) Land $34,913 Building $66,737	$101,650 (-) Land $34,913 Building $66,737
2025	$769.00 (+4.63%)	$101,650 (-) Land $34,913 Building $66,737	$101,650 (-) Land $34,913 Building $66,737
2023	$735.00	$101,650 Land $34,913 Building $66,737	$101,650 Land $34,913 Building $66,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20