4408 Grays Ct, Concord, CA 94518 Property Records

Contra Costa County property record for 4408 Grays Ct, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,564 sqft · built 1980
Lot Size	0.245 acres (10,656 sqft)
Owner	2 Individual Names on File
Last Sale	$1,565,000 (Dec 2021)
Tax Bill	$14,982 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-513-021-3`

Property Details

APN / Parcel Number

Primary APN	`134-513-021-3`
Alternative APN	`134-513-021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,564 sqft Living Area
1st Floor Area	1,672 sqft
2nd Floor Area	892 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1981
Lot Area	10,656 sqft (0.245 acres)
Garage Type	Attached
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4408 GRAYS CT
City	CONCORD
State	CA
Zip	94518-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDP
Legal Description	T04554 L0126 B EX MR
Legal Subdivision	SUBDIVISION 4554
Legal Tract	04554
Legal Lot Number	126
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	5
Census Block	5005
Census Tract	337300

Owner

Source: Contra Costa County records · APN 134-513-021-3

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4408 GRAYS CT, CONCORD, CA 94518-1935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2021 · Amount on Record
Deed Sale	Dec 08, 2021 · Amount on Record
Deed Document Number	2021333778
Prior Transfer Date	Nov 20, 2013
Prior Transfer Doc	0000282149
Record Updated	Sep 20, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 08, 2021
Property Address	4408 GRAYS CT, CONCORD, CA 94518-1935
Document Number	0000333778
Map Reference	MB 237 PG 47
Instrument Date	Dec 01, 2021
Instrument	2021-333778
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4408 GRAYS CT, CONCORD, CA 94518-1935

Mortgage

Document Number	0000333779
Date	Dec 08, 2021
Instrument	2021-333779

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,273,000 (-) Land $813,420 Building $459,580
2025	$14,982.00 (+6.59%) Homeowner's exemption	$1,273,000 (-20.25%) Land $813,000 Building $460,000
2023	$14,056.00 (-23.19%) Homeowner's exemption	$1,596,300 Land $1,020,000 Building $576,300
2022	$18,300.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, T-Mobile USA.

Based on FCC filings for 586 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.