Highlands County property record for 4408 Duffer Loop, Sebring, FL 33872 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,331 sqft · built 1993 |
| Lot Size | 0.719 acres (31,320 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $276,000 (Jun 2025) |
| Tax Bill | $3,964 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C344802400003530 |
| Primary APN | C344802400003530 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,331 sqft Living Area |
| Gross Area | 2,966 sqft |
| 1st Floor Area | 2,101 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 31,320 sqft (0.719 acres) |
| Lot Dimensions | 262 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 635 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 310 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4408 DUFFER LOOP |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-3808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOLF HAMMOCK UNIT 4 PB 14 PG 78 LOT 353 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 34 |
| Legal Subdivision | GOLF HAMMOCK UNIT 4 |
| Legal Lot Number | 353 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 960602 |
Source: Highlands County records · APN C344802400003530
Assessment roll updated December 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4408 DUFFER LOOP, SEBRING, FL 33872-3808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Prior Sale | Jun 20, 2024 · Amount on Record |
| Deed Document Number | 20252266871 |
| Deed Book / Page | 3128 / 1691 |
| Record Updated | Sep 20, 2026 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,964.00 (+1.61%) | $268,610 (-1.46%) Land $30,000 Building $238,610 | $268,610 (-1.46%) Land $30,000 Building $238,610 |
| 2024 | $3,901.00 (+6.12%) | ||
| 2023 | $3,676.00 (+8.73%) | $272,596 (+15.26%) Land $30,000 Building $242,596 | $272,596 (+15.26%) Land $30,000 Building $242,596 |
| 2022 | $3,381.00 | $236,496 Land $30,000 Building $206,496 | $236,496 Land $30,000 Building $206,496 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 44 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 8 (2017–2022) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 71% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 296 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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