4408 Cogswell Rd, El Monte, CA 91732 Property Records

Los Angeles County property record for 4408 Cogswell Rd, El Monte, CA 91732

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 5 ba · 3,433 sqft · built 2008
Lot Size	0.089 acres (3,882 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Nov 2009)
Tax Bill	$13,045 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8545-008-040`

Property Details

APN / Parcel Number

Primary APN	`8545-008-040`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	3,433 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	3,882 sqft (0.089 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4408 COGSWELL RD
City	EL MONTE
State	CA
Zip	91732-2018
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	EMR1B*
Legal Description	P M 351-44-45 LOT 2
Legal Subdivision	PARCEL MAP NO 676
Legal Block	2
Legal Lot Number	2
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	2
Census Block	2000
Census Tract	432602

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4408 COGSWELL RD, EL MONTE, CA 91732-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2009 · Amount on Record
Deed Sale	Nov 10, 2009 · Amount on Record
Deed Document Number	20091688730
Last Transfer Date	Jan 29, 2020
Transfer Doc	0000147156
Record Updated	Oct 29, 2026

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ANGELES CA
Recording Date	Feb 5, 2020
Property Address	4408 COGSWELL RD, EL MONTE, CA 91732-2018
Document Number	0000147156
Map Reference	MB 351 PG 44&45
Instrument Date	Jan 29, 2020
Instrument	20-0147156
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	NATIONALLINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4408 COGSWELL RD, EL MONTE, CA 91732-2018

Mortgage

Document Number	0000147157
Date	Feb 5, 2020
Instrument	20-0147157

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	El Monte City
Elementary School District	El Monte City School District (KG - 08)
Secondary School District	El Monte Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$906,827 (+2%) Land $493,327 Building $413,500
2025	$13,045.00 (+10.65%)	$889,053 (+4.04%) Land $483,656 Building $405,397
2023	$11,789.00 (+3.93%)	$854,532 Land $464,876 Building $389,656
2022	$11,343.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WATER CO.-EL MONTE private · serves 240,000 people · EPA ID CA1910039
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 807 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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