4408 Cobb Ave, Morganton, NC 28655 Property Records

Burke County property record for 4408 Cobb Ave, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,664 sqft · built 1970
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Tax Bill	$3,120 (2026)
Deeds & Mortgages	Mar 2020 Line of Credit Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1764361718`

Property Details

APN / Parcel Number

Primary APN	`1764361718`
Alternative APN	`29899`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,664 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Utility Room	Utility Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	288 sqft
Deck Area	Deck Area
Patio Area	208 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4408 COBB AVE
City	MORGANTON
State	NC
Zip	28655-6656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	4408 COBB AVE MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2012
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4408 COBB AVE, MORGANTON, NC 28655-6656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND
Apr 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 12, 2011
Transfer Doc	0019430288
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4408 COBB AVE, MORGANTON, NC 28655-6656
Document Number	0024540479
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4408 COBB AVE MORGANTON NC 286556656, MORGANTON, NC 28655-6656

Mortgage

Document Number	0024540479
Date	Mar 17, 2020
Book Page	002454/000479
Instrument	38305

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	GARFIELD HEIGHTS, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Apr 26, 2017
Property Address	4408 COBB AVE, MORGANTON, NC 28655-6656
Document Number	0022890734
Book / Page	002289 / 000734
Instrument Date	Apr 17, 2017
Instrument	3735
Transaction Type	Transfer
Record Updated	Jul 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4408 COBB AVE MORGANTON NC 286556656, MORGANTON, NC 28655-6656

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,120.00 (-8.53%)	$461,556 (-8.92%) Land $274,125 Building $187,431	$461,556 (-8.92%) Land $274,125 Building $187,431
2025	$3,411.00 (+1.34%)	$506,733 (+2.02%) Land $274,125 Building $232,608	$506,733 (+2.02%) Land $274,125 Building $232,608
2023	$3,366.00	$496,716 Land $274,125 Building $222,591	$496,716 Land $274,125 Building $222,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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