Nassau County property record for 44072 Lucky Ln, Callahan, FL 32011
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,647 sqft · built 1999 |
| Lot Size | 2.44 acres (106,286 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,000 (Jul 2021) |
| Tax Bill | $2,987 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-2N-25-5750-0007-0000 |
| Primary APN | 32-2N-25-5750-0007-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,647 sqft Heated Area |
| Gross Area | 3,115 sqft |
| 1st Floor Area | 1,647 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 106,286 sqft (2.44 acres) |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 44072 LUCKY LN |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-4142 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OR |
| Legal Description | LOT 7 RAILROAD ESTATES PB 6/118-119 |
| Legal Range | 25E |
| Legal Township | 02N |
| Legal Section | 32 |
| Legal Subdivision | RAILROAD ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 50509 |
44072 Lucky Ln, a mobile home, is owned and occupied by an individual who bought it in July 2021.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 44072 LUCKY LN, CALLAHAN, FL 32011-4142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| May 24, 2021 | Deed of Trust, Mortgage PAULA HADDAD FINLAYSON |
| Mar 31, 2021 | Warranty Deed, Transfer LAKE CITY TITLE INC, LAKE CITY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on File |
| Deed Sale | Jul 15, 2021 · Amount on File |
| Prior Sale | Mar 31, 2021 · Amount on File |
| Deed Document Number | 202145026394 |
| Deed Book / Page | 2479 / 1129 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jul 15, 2021 |
| Property Address | 44072 LUCKY LN, CALLAHAN, FL 32011-4142 |
| Document Number | 0024791129 |
| Book / Page | 2479 / 1129 |
| Map Reference | MB 6 PG 118 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 202145026394 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | JAX TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,589.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 331491, ATLANTIC BEACH, FL 32233-1491 |
| Name | Verified Name |
|---|---|
| Address | 44072 LUCKY LN, CALLAHAN, FL 32011-4142 |
| Document Number | 24791131 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2479/1131 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 44072 LUCKY LN, CALLAHAN, FL 32011-4142 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1647 3RD AVE N, JACKSONVILLE, FL 32250-2737 |
| Document Number | 0024640650 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 2464/650 |
| Instrument | 202145019364 |
| Name | PAULA HADDAD FINLAYSON |
|---|---|
| Type | Private Party |
| Address | 16130 PARKSIDE WAY SE, RENTON, WA 98058 |
| Amount | Amount on Record |
|---|---|
| Term | 2 Months |
| Due | Jul 25, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Mar 31, 2021 |
| Property Address | 44072 LUCKY LN, CALLAHAN, FL 32011-4142 |
| Document Number | 0024480320 |
| Book / Page | 2448 / 320 |
| Map Reference | MB 6 PG 118 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 202145011646 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | LAKE CITY TITLE INC, LAKE CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $595.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5350 ARLINGTON EXPY APT 3104, 5350, JACKSONVILLE, FL 32211-6823 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 331491, ATLANTIC BCH, FL 32233-1491 |
The 2025 property tax bill for 44072 Lucky Ln was $2,987 with a homeowner's exemption, up 1.4% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,987.00 (+1.43%) Homeowner's exemption | $234,951 (+2.9%) | $276,003 (+4.65%) Land $85,400 Building $190,603 |
| 2024 | $2,945.00 (+1.52%) Homeowner's exemption | $228,329 (+3%) | $263,729 (+2.41%) Land $85,400 Building $178,329 |
| 2023 | $2,901.00 (+23.66%) Homeowner's exemption | $221,679 (+12.65%) | $257,526 (+30.87%) Land $85,400 Building $172,126 |
| 2022 | $2,346.00 Homeowner's exemption | $196,787 Land $85,400 Building $111,387 | $196,787 Land $85,400 Building $111,387 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44072 Lucky Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44072 Lucky Ln is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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