4407 Topacio Dr, Spicewood, TX 78669 Property Records

Travis County property record for 4407 Topacio Dr, Spicewood, TX 78669

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,247 sqft · built 2016
Lot Size	1 acres (43,908 sqft)
Owner	Individual Name on Record
Tax Bill	$8,462 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0539070120`

Property Details

APN / Parcel Number

Primary APN	`0539070120`
Alternative APNs	`05390701200000` `861480`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,247 sqft Living Area
Gross Area	3,889 sqft
1st Floor Area	2,020 sqft
2nd Floor Area	1,227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,908 sqft (1 acres)
Garage Type	Attached
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	362 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	861480
Street Address	4407 TOPACIO DR
City	SPICEWOOD
State	TX
Zip	78669-6994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK A SOLA VISTA SEC 4
Legal Subdivision	SOLA VISTA SEC 4
Legal Block	A
Legal Lot Number	16
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	2
Census Block	2025
Census Tract	36500

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4407 TOPACIO DR, SPICEWOOD, TX 78669-6994
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 25, 2019	Vendor's Lien, Transfer · Conventional Mortgage US BANK NA
May 22, 2017	Quit Claim Deed, Construction Loan NORTH AMERICAN TITLE
May 22, 2017	Vendor's Lien, Subdivision Related Transfer · ARM UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019
Deed Sale	Oct 25, 2019
Prior Sale	May 22, 2017
Deed Document Number	2019168046
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	4407 TOPACIO DR, SPICEWOOD, TX 78669-6994
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178060
Date	Sep 25, 2020
Instrument	2020178060

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Oct 25, 2019
Property Address	4407 TOPACIO DR, SPICEWOOD, TX 78669-6994
Document Number	0000168046
Map Reference	DOC 201500039
Instrument Date	Oct 23, 2019
Instrument	2019168046
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4467 TOPACIO DR, SPICEWOOD, TX 78669-6994

Mortgage

Document Number	0000168047
Date	Oct 25, 2019
Instrument	2019168047

Lender

Name	US BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2017: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	TRAVIS TX
Recording Date	May 22, 2017
Property Address	4407 TOPACIO DR, SPICEWOOD, TX 78669-6994
Document Number	0000081438
Instrument Date	May 19, 2017
Instrument	81438
Transaction Type	Construction Loan
Record Updated	Jun 13, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	12401 RESEARCH BLVD #1 AUSTIN TX 787592316, 1, AUSTIN, TX 78759-2316

May 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	May 22, 2017
Property Address	4407 TOPACIO DR, SPICEWOOD, TX 78669-6994
Document Number	0000081439
Map Reference	DOC201500039
Instrument Date	May 19, 2017
Instrument	2017081439
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 11, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 TOPACIO DR, SPICEWOOD, TX 78669-6994

Mortgage

Document Number	0000081440
Date	May 22, 2017
Instrument	2017081440

Lender

Name	UNIVERSAL AMERICAN MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Lake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$763,716 (-13.3%) Land $200,000 Building $610,903	$810,903 (-7.94%) Land $200,000 Building $610,903
2024	$8,462.00 (+7.52%)
2023		$880,889 Land $95,000 Building $785,889	$880,889 Land $95,000 Building $785,889
2022	$7,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spry Air Fiber.

Nearby Properties on Topacio Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures