4407 Ramona Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 4407 Ramona Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,334 sqft · built 2022
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on Record
Last Sale	$1,699,000 (Jun 2026)
Tax Bill	$11,023 (2025)
Deeds & Mortgages	Jun 2026 Sale Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`123-491-02-00`

Property Details

APN / Parcel Number

Primary APN	`123-491-02-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,334 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	87,120 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4407 RAMONA DR
City	FALLBROOK
State	CA
Zip	92028-9227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 23 TR 009830
Legal Subdivision	FALLBROOK 3725-2
Legal Tract	009830
Legal Block	1
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1003
Census Tract	18804

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4407 RAMONA DR, FALLBROOK, CA 92028-9227
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE - SAN DIEGO BRANCH
Nov 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORMANDY CORPORATION
Mar 29, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	2026173454
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 17, 2026
Property Address	4407 RAMONA DR, FALLBROOK, CA 92028-9227
Document Number	0000173454
Instrument Date	Jun 4, 2026
Instrument	2026173454
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE - SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Tax	$188,758.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4407 RAMONA DR, FALLBROOK, CA 92028-9227

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4407 RAMONA DR, FALLBROOK, CA 92028-9227
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 RAMONA DR, FALLBROOK, CA 92028-9227

Mortgage

Document Number	0000433281
Date	Nov 10, 2022
Instrument	2022-0433281

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4407 RAMONA DR, FALLBROOK, CA 92028-9227
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29207 VIA PIEDRA, VALLEY CENTER, CA 92082-4046

Mortgage

Document Number	0000112748
Date	Mar 14, 2022
Instrument	2022-0112748

Lender

Name	NORMANDY CORPORATION
Type	Non-Lending Institution
Address	ROCHESTER, NY 14607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2023

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2021
Property Address	4407 RAMONA DR, FALLBROOK, CA 92028-9227
Document Number	0000239496
Map Reference	MAP 9830
Instrument Date	Mar 19, 2021
Instrument	2021-0239496
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	29207 VIA PIEDRA, VALLEY CENTER, CA 92082-4046

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,049,628 (+2%) Land $269,641 Building $779,987
2025	$11,023.00 (+5.5%) Homeowner's exemption	$1,029,048 (+4.04%) Land $264,354 Building $764,694
2023	$10,448.00 (+311.18%)	$989,090 Land $254,090 Building $735,000
2022	$2,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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