4407 Millstone Ct, Jacksonville, FL 32257 Property Records

Duval County property record for 4407 Millstone Ct, Jacksonville, FL 32257

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,872 sqft · built 1986
Lot Size	0.069 acres (3,023 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Apr 2026)
Tax Bill	$1,331 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156421-0638`

Property Details

APN / Parcel Number

Primary APN	`156421-0638`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,872 sqft Living Area
Gross Area	2,332 sqft
1st Floor Area	1,008 sqft
Upper Floors Area	864 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,023 sqft (0.069 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4407 MILLSTONE CT
City	JACKSONVILLE
State	FL
Zip	32257-3384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-B
Legal Description	41-16 09-4S-27E PEPPERMILL LOT 19B
Legal Range	27E
Legal Township	04S
Legal Section	09
Legal Subdivision	PEPPERMILL
Legal Block	1
Legal Lot Number	19B
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1003
Census Tract	16729

Owner

4407 Millstone Ct is owned and occupied by an individual who bought it in April 2026.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4407 MILLSTONE CT, JACKSONVILLE, FL 32257-3384
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 24, 2026	Warranty Deed, Transfer · FHA Mortgage TRUST BANK
Apr 24, 2026	Warranty Deed, Transfer · FHA Mortgage TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Prior Sale	Aug 23, 2016 · Amount on File
Deed Document Number	202695731
Deed Book / Page	21880 / 2092
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	4407 MILLSTONE CT, JACKSONVILLE, FL 32257-3384
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 MILLSTONE CT, JACKSONVILLE, FL 32257-3384

Mortgage

Document Number	0205140628
Date	Dec 2, 2022
Book Page	20514/628
Instrument	2022294738

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Nov 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 24, 2026
Property Address	4407 MILLSTONE CT, JACKSONVILLE, FL 32257-3384
Document Number	0000095731
Book / Page	21880 / 2092
Instrument Date	Apr 15, 2026
Instrument	2026.95731
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	ST JOHNS BLUE OCEAN TITLE, LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 MILLSTONE CT, JACKSONVILLE, FL 32257-3384

Mortgage

Document Number	0000095732,
Date	Apr 24, 2026
Instrument	2026..95732

Lender

Name	TRUST BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 24, 2026
Property Address	4407 MILLSTONE CT, JACKSONVILLE, FL 32257-3384
Document Number	0218802092
Book / Page	21880 / 2092
Instrument Date	Apr 15, 2026
Instrument	202695731
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	ST JOHNS BLUE OCEAN TITLE, LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 MILLSTONE CT, JACKSONVILLE, FL 32257-3384

Mortgage

Document Number	0000095732,
Date	Apr 24, 2026
Instrument	202695732

Lender

Name	TRUST BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4407 Millstone Ct was $1,331, up 18.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,403 (+2.7%)	$225,941 (-1.13%) Land $60,663 Building $165,278
2025	$1,331.00 (+18.63%) Homeowner's exemption Widower's exemption	$101,659	$228,531 Land $70,000 Building $158,531
2024	$1,122.00 (+6.86%)
2023	$1,050.00 (+3.04%) Homeowner's exemption Widower's exemption	$94,432 (+3%)	$208,712 (+19.26%) Land $50,000 Building $158,712
2022	$1,019.00 Homeowner's exemption Widower's exemption	$91,682	$175,013 Land $24,000 Building $151,013

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4407 Millstone Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2004–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4407 Millstone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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