4407 Mandolin Blvd, Winter Haven, FL 33884 Property Records

Polk County property record for 4407 Mandolin Blvd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,318 sqft · built 2014
Lot Size	0.266 acres (11,587 sqft)
Owner	2 Individual Names on File
Last Sale	$241,500 (Aug 2014)
Tax Bill	$4,051 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-29-13-687553-000290`

Property Details

APN / Parcel Number

Primary APN	`26-29-13-687553-000290`
Alternative APNs	`132926687553000290` `32926000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,318 sqft Living Area
Gross Area	3,759 sqft
1st Floor Area	1,659 sqft
Upper Floors Area	1,659 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	11,587 sqft (0.266 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	176 sqft

Location & Zoning

Street Address	4407 MANDOLIN BLVD
City	WINTER HAVEN
State	FL
Zip	33884-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANDOLIN I PB 142 PGS 10-14 LOT 29
Legal Range	26E
Legal Township	29S
Legal Section	13
Legal Subdivision	MANDOLIN 1
Legal Tract	687553
Legal Block	1
Legal Lot Number	29
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1009
Census Tract	14006

Owner

4407 Mandolin Blvd is owned and occupied by two individuals who bought it in August 2014.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4407 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2014 · Amount on File
Deed Sale	Aug 18, 2014 · Amount on File
Prior Sale	Apr 9, 2014 · Amount on File
Deed Document Number	2014140850
Deed Book / Page	9317 / 2174
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4407 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3530
Document Number	0113690273
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4407 MANDOLIN BLVD WINTER HAVEN FL 338843530, WINTER HAVEN, FL 33884-3530

Mortgage

Document Number	0113690273
Date	Sep 9, 2020
Book Page	011369/000273
Instrument	187269

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 8, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4407 Mandolin Blvd was $4,051 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,469 (+2.7%)	$367,916 (+0.71%) Land $62,000 Building $305,916
2025	$4,051.00 Homeowner's exemption	$256,542	$365,324 Land $62,000 Building $303,324
2023	$3,833.00 (+2.68%) Homeowner's exemption	$242,050 (+3%)	$376,703 (+14.82%) Land $60,000 Building $316,703
2022	$3,733.00 Homeowner's exemption	$235,000	$328,094 Land $50,000 Building $278,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4407 Mandolin Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2004–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4407 Mandolin Blvd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20