Snohomish County property record for 4407 Hoyt Ave, Everett, WA 98203
| Property Type | Quadplex |
|---|---|
| Details | 4,267 sqft · built 2005 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,445,000 (Apr 2026) |
| Tax Bill | $10,862 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4078-004-002-00 |
| Primary APN | 4078-004-002-00 |
|---|---|
| Alternative APNs |
|
| Units | 6 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,267 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Quadruplex |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Detached |
| Garage Area | 926 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 4360010 |
|---|---|
| Street Address | 4407 HOYT AVE |
| City | EVERETT |
| State | WA |
| Zip | 98203-2352 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Local Zoning Code | UR4 |
| Legal Description | SECTION 31 TOWNSHIP 29 RANGE 5 QUARTER NE CENTRAL PARK ADD TO EVERETT BLK 004 D-00 LOT 2 OF CITY OF EVE SP 1202-008-04 REC AFN 200509285319 BEING A PTN OF LOTS 2, 3, 4, 5, & 6 EXST SUB |
| Legal Range | 05 |
| Legal Township | 29 |
| Legal Section | 31 |
| Legal Subdivision | CENTRAL PARK ADD TO EVERETT |
| Legal Block | 004 D |
| Legal Lot Number | 2 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | EVERETT |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 41000 |
4407 Hoyt Ave, a quadplex, is owned and occupied by two individuals who bought it in April 2026.
Source: Snohomish County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4407 HOYT AVE, EVERETT, WA 98203-2352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Apr 9, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL NORTHWEST BANK |
| May 15, 2019 | Warranty Deed, Transfer · ARM UMPQUA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on File |
| Deed Sale | Apr 15, 2026 · Amount on File |
| Prior Sale | Apr 9, 2021 · Amount on File |
| Deed Document Number | 2026305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | Apr 15, 2026 |
| Property Address | 4407 HOYT AVE, EVERETT, WA 98203-2352 |
| Document Number | 0000000305 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 2026305 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,502,881.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4407 HOYT AVE, EVERETT, WA 98203-2352 |
| Document Number | 0000000306, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 202615306 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | Apr 9, 2021 |
| Property Address | 4407 HOYT AVE, EVERETT, WA 98203-2352 |
| Document Number | 0000000978 |
| Map Reference | DOC 200509285319 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 202104090978 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,690.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4601 208TH ST SE, BOTHELL, WA 98021-7090 |
| Document Number | 0000000979 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 202104090979 |
| Name | FIRST FINANCIAL NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | May 15, 2019 |
| Property Address | 4407 HOYT AVE, EVERETT, WA 98203-2352 |
| Document Number | 0000000574 |
| Map Reference | DOC 200509285319 |
| Instrument Date | May 8, 2019 |
| Instrument | 201905150574 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,695.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4407 HOYT AVE, EVERETT, WA 98203-2352 |
| Document Number | 0000000575 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 201905150575 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
The 2026 property tax bill for 4407 Hoyt Ave was $10,862, down 0.2% from the year before.
Source: Snohomish County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Municipality | Everett City |
| Unified School District | Everett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,862.00 (-0.17%) | $1,264,800 Land $322,700 Building $942,100 | $1,264,800 Land $322,700 Building $942,100 |
| 2025 | $10,880.00 | ||
| 2023 | $10,100.00 | $1,230,000 Land $288,200 Building $941,800 | $1,230,000 Land $288,200 Building $941,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4407 Hoyt Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1990–1996) |
| Most Recent Claim | Mar 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4407 Hoyt Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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