4407 Gulfwinds Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 4407 Gulfwinds Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,505 sqft · built 1994
Lot Size0.217 acres (9,460 sqft)
OwnerIndividual Name on Record
Last Sale$140,100 (Oct 2003)
Tax Bill$2,408 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN014525-2898

Property Details

APN / Parcel Number

Primary APN014525-2898
Alternative APN
  • U1627180K7A00000000640

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,505 sqft Living Area
Gross Area2,334 sqft
1st Floor Area1,505 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2010
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,460 sqft (0.217 acres)
Lot Dimensions146 ft deep x 54 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area409 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0145252898
Street Address4407 GULFWINDS DR
CityLUTZ
StateFL
Zip33558-2743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionCALUSA TRACE UNIT IX PHASE I LOT 64 BLOCK A
Legal Range18E
Legal Township27S
Legal Section16
Legal SubdivisionCALUSA TRACE UNIT IX PHASE I
Legal PhaseI
Legal TractK7
Legal BlockA
Legal Lot Number64
Legal Unit9
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2000
Census Tract11522

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4407 GULFWINDS DR, LUTZ, FL 33558-2743
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2003 · Amount on Record
Deed SaleOct 10, 2003 · Amount on Record
Prior SaleDec 28, 2001 · Amount on Record
Deed Document Number2003433242
Deed Book / Page13198 / 1393
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4407 GULFWINDS DR, LUTZ, FL 33558-2743
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000348734
DateAug 8, 2023
Instrument2023348734
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 15, 2033

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$138,104 (+2.7%)$307,346 (-0.99%) Land $112,741 Building $194,605
2025$2,408.00 (+15.77%) Homeowner's exemption$134,473 (+5.99%)$310,411 (+14.76%) Land $112,741 Building $197,670
2023$2,080.00 (+7.83%) Homeowner's exemption$126,877 (+3%)$270,496 (-6.05%) Land $78,052 Building $192,444
2022$1,929.00 Homeowner's exemption$123,182$287,906 Land $78,052 Building $209,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 67 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims3 (2004–2015)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2015 · river or lake flooding
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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